Item 2.02Results of Operations and Financial Condition.

Lake Shore Bancorp, Inc. (the "Company") issued a press release on January 31, 2023 disclosing its results of operations and financial condition for the full year and fourth quarter of 2022.

A copy of the press release is attached as Exhibit 99.1 hereto.

Item 9.01Financial Statements and Exhibits.

(d) Exhibits

99.1 Press release of Lake Shore Bancorp, Inc. dated January 31, 2023 .

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

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