Financials Juniata Valley Financial Corp.

Equities

JUVF

US4820161028

Banks

Market Closed - OTC Markets 20:57:41 20/05/2024 BST 5-day change 1st Jan Change
11 USD -4.18% Intraday chart for Juniata Valley Financial Corp. -4.76% -15.71%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 108.2 98.79 88.95 82.31 80.05 65.13
Enterprise Value (EV) 1 119.6 144 136.3 94.14 145.9 110.3
P/E ratio 18 x 17 x 16.1 x 12.5 x 9.64 x 9.96 x
Yield 4.14% 4.55% 4.97% 5.33% 5.5% 6.74%
Capitalization / Revenue 4.53 x 3.88 x 3.7 x 3.11 x 2.89 x 2.41 x
EV / Revenue 5 x 5.66 x 5.67 x 3.56 x 5.26 x 4.09 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.61 x 1.34 x 1.16 x 1.15 x 2.17 x 1.57 x
Nbr of stocks (in thousands) 5,092 5,106 5,025 4,989 5,003 4,991
Reference price 2 21.25 19.35 17.70 16.50 16.00 13.05
Announcement Date 02/04/19 16/03/20 16/03/21 16/03/22 16/03/23 20/03/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 23.91 25.44 24.05 26.46 27.72 27
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 5.245 5.821 5.552 6.888 8.962 7.566
Net income 1 5.904 5.835 5.602 6.604 8.32 6.596
Net margin 24.7% 22.94% 23.3% 24.96% 30.01% 24.43%
EPS 2 1.180 1.140 1.100 1.320 1.660 1.310
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.8800 0.8800 0.8800 0.8800 0.8800 0.8800
Announcement Date 02/04/19 16/03/20 16/03/21 16/03/22 16/03/23 20/03/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 11.4 45.3 47.4 11.8 65.9 45.2
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 9.31% 8.27% 7.45% 8.93% 15.4% 16.8%
ROA (Net income/ Total Assets) 0.97% 0.9% 0.77% 0.82% 1.01% 0.77%
Assets 1 608.6 648 732.2 802.1 820.8 851.4
Book Value Per Share 2 13.20 14.50 15.20 14.30 7.390 8.290
Cash Flow per Share 2 3.230 2.500 8.280 2.710 2.200 5.800
Capex 1 0.55 1.31 0.37 0.27 0.45 0.36
Capex / Sales 2.29% 5.14% 1.54% 1.04% 1.62% 1.32%
Announcement Date 02/04/19 16/03/20 16/03/21 16/03/22 16/03/23 20/03/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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