Financials Jerusalem Insurance Co. (L.T.D)

Equities

JERY

JO2100711016

Property & Casualty Insurance

End-of-day quote Amman S.E. 23:00:00 02/03/2024 GMT 5-day change 1st Jan Change
1.89 JOD -.--% Intraday chart for Jerusalem Insurance Co. (L.T.D) -.--% +1.07%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 13.6 12.72 12.4 13.12 13.36 15.6
Enterprise Value (EV) 1 9.433 7.13 7.452 10.4 11.85 11.45
P/E ratio 17 x 12.3 x 10 x 11 x 10.2 x 9.42 x
Yield 5.88% 6.92% 7.74% 7.32% 6.59% 6.15%
Capitalization / Revenue 0.78 x 0.68 x 0.65 x 0.67 x 0.67 x 0.68 x
EV / Revenue 0.54 x 0.38 x 0.39 x 0.53 x 0.6 x 0.5 x
EV / EBITDA 7.65 x 4.57 x 4.24 x 5.05 x 6.33 x 4.89 x
EV / FCF 1.86 x 3.04 x 11.7 x 62.4 x 2.78 x -1.24 x
FCF Yield 53.8% 32.9% 8.56% 1.6% 35.9% -80.5%
Price to Book 1 x 0.92 x 0.88 x 0.92 x 0.92 x 1.05 x
Nbr of stocks (in thousands) 8,000 8,000 8,000 8,000 8,000 8,000
Reference price 2 1.700 1.590 1.550 1.640 1.670 1.950
Announcement Date 26/03/18 17/03/19 16/03/20 09/03/21 03/03/22 01/03/23
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 17.43 18.68 18.97 19.51 19.82 22.94
EBITDA 1 1.232 1.56 1.759 2.06 1.872 2.34
EBIT 1 1.068 1.387 1.578 1.866 1.728 2.218
Operating Margin 6.13% 7.42% 8.32% 9.57% 8.72% 9.67%
Earnings before Tax (EBT) 1 1.044 1.362 1.528 1.713 1.742 2.218
Net income 1 0.8006 1.031 1.244 1.196 1.315 1.656
Net margin 4.59% 5.52% 6.55% 6.13% 6.63% 7.22%
EPS 2 0.1000 0.1289 0.1550 0.1490 0.1640 0.2070
Free Cash Flow 1 5.071 2.343 0.6382 0.1666 4.256 -9.22
FCF margin 29.1% 12.54% 3.36% 0.85% 21.47% -40.19%
FCF Conversion (EBITDA) 411.5% 150.19% 36.28% 8.09% 227.31% -
FCF Conversion (Net income) 633.48% 227.23% 51.32% 13.93% 323.65% -
Dividend per Share 2 0.1000 0.1100 0.1200 0.1200 0.1100 0.1200
Announcement Date 26/03/18 17/03/19 16/03/20 09/03/21 03/03/22 01/03/23
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 4.17 5.59 4.95 2.72 1.51 4.15
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 5.07 2.34 0.64 0.17 4.26 -9.22
ROE (net income / shareholders' equity) 5.92% 7.54% 8.93% 8.42% 9.09% 11.2%
ROA (Net income/ Total Assets) 1.89% 2.43% 2.77% 3.2% 2.94% 3.54%
Assets 1 42.43 42.41 44.89 37.38 44.76 46.74
Book Value Per Share 2 1.700 1.720 1.760 1.790 1.820 1.860
Cash Flow per Share 2 0.5200 0.7000 0.6200 0.3400 0.1900 0.5200
Capex 1 0.09 0.04 0.05 0.1 0.03 0.04
Capex / Sales 0.52% 0.21% 0.25% 0.53% 0.14% 0.18%
Announcement Date 26/03/18 17/03/19 16/03/20 09/03/21 03/03/22 01/03/23
1JOD in Million2JOD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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