JB Financial : Overseas NDR(Singapore, Hong Kong)

(Currency : Korean won)

KRW188bn

(31.2%)

KRW240bn

(40.0%)

KRW173bn

(28.8%)

35.5

9.0 12.0 13.7 16.2

53.4	56.4

45.8 47.6 46.8 47.5

39.8

59.8	63.4	64.3

RORWA	ROA	ROE

87.2

76.376.2

56.6

51.0

18.7

6.3

NIM
3.0			1.84
	JB
			1.46	1.45	1.36
2.5
				1.24
	KB				0.95	0.88
	SH	DGB
2.0
	Sector Avg.	BNK
	Hana Woori
1.5
0	0.5	1	1.5
			CCR

1.30 %0.94 %