Valuation: Capitec Bank Holdings Limited

Market Cap 547B 33.25B 29.15B 27.01B 24.86B 46.87B 3,203B 47.44B 322B 126B 1,570B 125B 122B 5,419B P/E 2027 *
27.3x
P/E 2028 * 23.1x
Enterprise Value 547B 33.25B 29.15B 27.01B 24.86B 46.87B 3,203B 47.44B 322B 126B 1,570B 125B 122B 5,419B EV / Sales 2027 *
9.03x
EV / Sales 2028 * 7.88x
Free-Float
75.44%
Yield 2027 *
2.01%
Yield 2028 * 2.52%
1 day+0.15%
1 week+0.68%
Current month-0.59%
1 month-0.85%
3 months+8.14%
6 months+11.19%
Current year+13.63%
1 week 4,656.32
Extreme 4656.32
4,833.58
1 month 4,605.03
Extreme 4605.03
4,833.58
Current year 3,996.82
Extreme 3996.82
4,838.02
1 year 3,360
Extreme 3360
4,838.02
3 years 1,544.3
Extreme 1544.3
4,838.02
5 years 1,328.56
Extreme 1328.56
4,838.02
10 years 539.86
Extreme 539.86
4,838.02
Manager TitleAgeSince
Chief Executive Officer 51 18/07/2025
Director of Finance/CFO 43 30/06/2022
Chief Tech/Sci/R&D Officer - 15/02/2026
Director TitleAgeSince
Chairman 76 31/12/2006
Director/Board Member 75 05/04/2000
Director/Board Member 49 04/10/2007
Date Insider Type Main position Quantity % Market Cap.
23/10/25 Fiscal year

Executive/Senior Manager

2,318 0.0020%
23/10/25 Fiscal year

Chief Financial Officer

413 0.0004%
23/10/25 Others

Executive/Senior Manager

844 0.0007%
Change 5-day change 1-year change 3-year change Capi.($)
+0.15%+0.68%+35.15%+187.01% 33.12B
+1.41%+1.80%+23.86%+22.49% 11.05B
+1.16%+0.45% - - 5.07B
+0.03%+0.78%-18.03%+4.42% 4.34B
+0.06%+1.54%+36.24%+89.45% 4.11B
-1.70%-7.14%+9.47%+203.03% 3.32B
+0.11%-3.06%-13.48%+32.48% 3.26B
-0.70%-0.60%-12.68%+41.39% 3.15B
-0.40%-2.52%+1.09%+67.68% 2.97B
-0.59%+0.78%+15.79% - 2.56B
Average -0.11%-0.04%+8.60%+80.99% 7.3B
Weighted average by Cap. +0.20%+0.34%+21.95%+121.57%

Financials

2027 *2028 *
Net sales 60.57B 3.68B 3.23B 2.99B 2.75B 5.19B 355B 5.25B 35.69B 13.97B 174B 13.82B 13.52B 600B 69.42B 4.22B 3.7B 3.43B 3.15B 5.95B 406B 6.02B 40.9B 16.01B 199B 15.84B 15.5B 688B
Net income 19.96B 1.21B 1.06B 985M 907M 1.71B 117B 1.73B 11.76B 4.6B 57.26B 4.55B 4.46B 198B 23.71B 1.44B 1.26B 1.17B 1.08B 2.03B 139B 2.06B 13.97B 5.47B 68.03B 5.41B 5.29B 235B
Net Debt - -
Logo Capitec Bank Holdings Limited
Capitec Bank Holdings Limited is a banking group organized around two sectors of activity: - retail banking: sale of classic and specialized banking products (consumer loan, leasing, insurance, etc.); - business banking. At the end of February 2024, the group had ZAR 156 billion in current deposits and ZAR 80.5 billion in current loans. Products and services are marketed through a network of 866 branches located in South Africa.
Employees
17,672
Sector
Banks
Date Price Change Volume
20/07/26 ZAR 4,722.19 +0.15% 159,724
17/07/26 ZAR 4,714.99 -0.50% 254,877
16/07/26 ZAR 4,738.66 +0.79% 183,399
15/07/26 ZAR 4,701.74 -0.22% 266,248
14/07/26 ZAR 4,712.02 +0.46% 224,324
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
10
Last Close Price
4,722.19ZAR
Average target price
5,225.14ZAR
Spread / Average Target
+10.65%

Quarterly revenue - Rate of surprise