Delayed
Japan Exchange
06:01:23 25/06/2024 BST
|
5-day change
|
1st Jan Change
|
4,825
JPY
|
+0.94%
|
|
+2.01%
|
-7.03%
|
Fiscal Period: March |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
61,190
|
63,243
|
78,490
|
106,692
|
152,205
|
165,947
|
-
|
-
|
Enterprise Value (EV)
1 |
1,757,887
|
2,096,322
|
2,261,925
|
2,459,731
|
2,741,089
|
193,622
|
165,947
|
165,947
|
P/E ratio
|
6.85
x
|
5.88
x
|
6.66
x
|
5.82
x
|
7.03
x
|
8.14
x
|
8.3
x
|
7.03
x
|
Yield
|
4.49%
|
5.18%
|
4.63%
|
5.19%
|
4.33%
|
3.94%
|
4.39%
|
5.02%
|
Capitalization / Revenue
|
0.42
x
|
0.4
x
|
0.49
x
|
0.65
x
|
0.88
x
|
1.05
x
|
0.86
x
|
0.82
x
|
EV / Revenue
|
0.42
x
|
0.4
x
|
0.49
x
|
0.65
x
|
0.88
x
|
1.05
x
|
0.86
x
|
0.82
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-189,435
x
|
-194,642
x
|
-511,315
x
|
-658,793
x
|
-673,983
x
|
-1,763,586
x
|
-
|
-
|
FCF Yield
|
-0%
|
-0%
|
-0%
|
-0%
|
-0%
|
-0%
|
-
|
-
|
Price to Book
|
0.41
x
|
0.4
x
|
0.46
x
|
0.57
x
|
0.75
x
|
0.84
x
|
0.68
x
|
0.64
x
|
Nbr of stocks (in thousands)
|
34,338
|
34,484
|
34,592
|
34,640
|
34,671
|
34,717
|
-
|
-
|
Reference price
2 |
1,782
|
1,834
|
2,269
|
3,080
|
4,390
|
4,780
|
4,780
|
4,780
|
Announcement Date
|
15/05/19
|
14/05/20
|
13/05/21
|
12/05/22
|
12/05/23
|
15/05/24
|
-
|
-
|
Fiscal Period: Maart |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
145,836
|
158,610
|
160,650
|
164,070
|
173,506
|
184,782
|
192,800
|
202,400
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
14,370
|
16,506
|
16,326
|
26,743
|
31,678
|
33,126
|
28,800
|
33,900
|
Operating Margin
|
9.85%
|
10.41%
|
10.16%
|
16.3%
|
18.26%
|
17.93%
|
14.94%
|
16.75%
|
Earnings before Tax (EBT)
1 |
13,781
|
16,406
|
16,275
|
26,855
|
32,054
|
34,384
|
28,800
|
33,900
|
Net income
1 |
8,955
|
10,732
|
11,778
|
18,316
|
21,651
|
23,770
|
20,000
|
23,600
|
Net margin
|
6.14%
|
6.77%
|
7.33%
|
11.16%
|
12.48%
|
12.86%
|
10.37%
|
11.66%
|
EPS
2 |
260.1
|
311.6
|
340.7
|
529.0
|
624.6
|
685.1
|
576.1
|
680.0
|
Free Cash Flow
|
-323,020
|
-324,932
|
-153,511
|
-161,955
|
-225,833
|
-109,789
|
-
|
-
|
FCF margin
|
-221.5%
|
-204.86%
|
-95.56%
|
-98.71%
|
-130.16%
|
-59.42%
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
80.00
|
95.00
|
105.0
|
160.0
|
190.0
|
220.0
|
210.0
|
240.0
|
Announcement Date
|
15/05/19
|
14/05/20
|
13/05/21
|
12/05/22
|
12/05/23
|
15/05/24
|
-
|
-
|
Fiscal Period: March |
2020 S1
|
2021 S1
|
2022 S1
|
2022 Q3
|
2023 Q1
|
2023 S1
|
2023 Q3
|
2024 Q1
|
2024 S1
|
2024 Q3
|
---|
Net sales
1 |
77,683
|
79,988
|
81,780
|
41,084
|
42,355
|
85,297
|
44,146
|
46,662
|
92,208
|
46,968
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
8,777
|
5,332
|
13,937
|
8,163
|
8,942
|
16,385
|
9,828
|
11,154
|
18,419
|
8,718
|
Operating Margin
|
11.3%
|
6.67%
|
17.04%
|
19.87%
|
21.11%
|
19.21%
|
22.26%
|
23.9%
|
19.98%
|
18.56%
|
Earnings before Tax (EBT)
1 |
8,661
|
5,394
|
14,144
|
8,195
|
8,953
|
16,408
|
10,115
|
11,338
|
18,531
|
8,777
|
Net income
1 |
5,644
|
4,708
|
9,708
|
5,576
|
6,055
|
11,108
|
7,017
|
7,655
|
12,310
|
5,848
|
Net margin
|
7.27%
|
5.89%
|
11.87%
|
13.57%
|
14.3%
|
13.02%
|
15.89%
|
16.41%
|
13.35%
|
12.45%
|
EPS
2 |
164.1
|
136.3
|
280.5
|
161.0
|
174.8
|
320.5
|
202.4
|
220.7
|
354.9
|
168.5
|
Dividend per Share
|
45.00
|
45.00
|
75.00
|
-
|
-
|
95.00
|
-
|
-
|
100.0
|
-
|
Announcement Date
|
07/11/19
|
05/11/20
|
04/11/21
|
03/02/22
|
04/08/22
|
04/11/22
|
02/02/23
|
04/08/23
|
07/11/23
|
06/02/24
|
Fiscal Period: March |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
1,696,697
|
2,033,079
|
2,183,435
|
2,353,039
|
2,588,884
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-323,020
|
-324,932
|
-153,511
|
-161,955
|
-225,833
|
-109,789
|
-
|
-
|
ROE (net income / shareholders' equity)
|
6%
|
7%
|
7.2%
|
10.3%
|
11.1%
|
10.9%
|
8.4%
|
9.45%
|
ROA (Net income/ Total Assets)
|
0.32%
|
0.37%
|
0.38%
|
0.58%
|
0.76%
|
0.9%
|
0.5%
|
0.55%
|
Assets
1 |
2,792,068
|
2,906,275
|
3,109,867
|
3,184,339
|
2,863,927
|
2,643,520
|
4,000,000
|
4,290,909
|
Book Value Per Share
2 |
4,389
|
4,544
|
4,911
|
5,386
|
5,884
|
6,637
|
7,002
|
7,433
|
Cash Flow per Share
|
543.0
|
577.0
|
616.0
|
830.0
|
919.0
|
1,009
|
-
|
-
|
Capex
|
13,130
|
16,459
|
12,397
|
9,932
|
11,833
|
11,765
|
-
|
-
|
Capex / Sales
|
9%
|
10.38%
|
7.72%
|
6.05%
|
6.82%
|
6.37%
|
-
|
-
|
Announcement Date
|
15/05/19
|
14/05/20
|
13/05/21
|
12/05/22
|
12/05/23
|
15/05/24
|
-
|
-
|
Last Close Price
4,780
JPY Average target price
6,450
JPY Spread / Average Target +34.94% Consensus |
1st Jan change
|
Capi.
|
---|
| -7.03% | 1.04B | | -4.00% | 52.44B | | -6.45% | 30.58B | | +52.54% | 27.05B | | +31.33% | 24.65B | | +19.19% | 18.28B | | +12.43% | 14.44B | | +40.20% | 12.98B | | +18.02% | 8.33B | | +123.10% | 6.6B |
Other Consumer Lending
|