Projected Income Statement: INT SANPAOLO RISP

Forecast Balance Sheet: INT SANPAOLO RISP

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt - - - - - - - -
Change - - - - - - - -
Announcement Date 04/02/22 03/02/23 06/02/24 04/02/25 02/02/26 - - -
Estimates

Cash Flow Forecast: INT SANPAOLO RISP

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 430 775 576 334 286 276
Change - 80.23% -25.68% -42.01% -14.37% -3.5%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 27/03/21 23/03/22 27/03/23 24/03/24 27/03/25 30/03/26
1EUR in Million
Estimates

Forecast Financial Ratios: INT SANPAOLO RISP

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

         
EBITDA Margin (%) - - - - - - - - -
EBIT Margin (%) - 47.6% 49.07% 54.93% 57.32% 57.83% 59.87% 61.14% 62.33%
EBT Margin (%) - 31.88% 34.21% 47.97% 50.67% 49.37% 54.83% 56.13% 57.55%
Net margin (%) - 20.01% 20.28% 30.73% 31.97% 34.18% 35.22% 36.39% 37.33%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 0.4% 0.43% 0.8% 0.91% 0.98% 1.02% 1.08% 1.12%
ROE - 6.46% 6.94% 12.35% 13.42% 18% 15.63% 16.56% 17.45%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - 0.151 0.161 0.296 0.341 0.375 0.4099 0.5084 0.5438
Change - - 6.62% 83.85% 15.2% 9.97% 9.31% 24.03% 6.97%
Book Value Per Share 1 - 3.289 3.251 3.373 3.666 3.71 3.664 3.778 3.906
Change - - -1.16% 3.74% 8.7% 1.18% -1.24% 3.11% 3.4%
EPS 1 - 0.22 0.23 0.42 0.48 0.53 0.5772 0.6308 0.6816
Change - - 4.55% 82.61% 14.29% 10.42% 8.9% 9.28% 8.05%
Nbr of stocks (in thousands) - 19,386,670 18,275,995 18,241,724 17,782,179 17,383,618 17,453,766 17,453,766 17,453,766
Announcement Date - 04/02/22 03/02/23 06/02/24 04/02/25 02/02/26 - - -
1EUR
Estimates
2026 *2027 *
P/E 10.8x 9.89x
PBR 1.7x 1.65x
EV / Sales 3.84x 3.71x
Yield 6.57% 8.15%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
16
Last Close Price
6.237EUR
Average target price
6.836EUR
Spread / Average Target
+9.60%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. ISP Stock
  4. ISPR Stock
  5. Financials INT SANPAOLO RISP