Valuation: Instabank ASA

Market Cap 2.24B 234M 203M 189M 174M 328M 22.36B 334M 2.24B 876M 11.1B 879M 860M 37.34B P/E 2026 *
14.5x
P/E 2027 * 9.86x
Enterprise Value 2.24B 234M 203M 189M 174M 328M 22.36B 334M 2.24B 876M 11.1B 879M 860M 37.34B EV / Sales 2026 *
2.72x
EV / Sales 2027 * 2.15x
Free-Float
33.65%
Yield 2026 *
1.86%
Yield 2027 * 3.04%
1 day+2.68%
1 week+3.32%
Current month+23.57%
1 month+24.19%
3 months+13.70%
6 months+32.10%
Current year+45.19%
1 week 4.74
Extreme 4.74
5.14
1 month 4.01
Extreme 4.01
5.14
Current year 3.4
Extreme 3.4
5.14
1 year 2.71
Extreme 2.71
5.14
3 years 1.46
Extreme 1.455
5.14
5 years 1.46
Extreme 1.455
5.14
10 years 0.5
Extreme 0.5
5.14
Manager TitleAgeSince
Chief Executive Officer 57 31/12/2015
Director of Finance/CFO - 31/08/2018
Compliance Officer - 31/12/2024
Director TitleAgeSince
Director/Board Member 70 -
Chairman 56 -
Director/Board Member 59 -
Date Insider Type Main position Quantity % Market Cap.
22/12/25 Buy

Compliance Officer

14,792 0.0033%
24/11/25 Buy

Director

165,947 0.0375%
24/11/25 Buy

Compliance Officer

7,783 0.0018%
Change 5-day change 1-year change 3-year change Capi.($)
+2.68%+3.32%+79.78%+192.94% 234M
-3.07%+7.86%+21.35%+129.45% 361B
+0.10%+0.06%-3.17%+44.09% 108B
-0.53%+3.75%+21.53%+44.84% 79.22B
+2.48%+4.03%+19.20%+70.57% 65.41B
-1.05%+3.50%-17.00%+14.61% 59.77B
-0.31%-1.67%+35.80%+93.99% 51.3B
-1.94%+0.80%-24.48%-30.68% 43.83B
-1.37%+0.42%-11.15%-1.95% 41.42B
+1.66%+1.40%+14.78%+146.48% 34.31B
Average -0.13%+2.08%+13.66%+70.43% 84.44B
Weighted average by Cap. -1.35%+5.19%+12.01%+81.73%

Financials

2026 *2027 *
Net sales 824M 86.22M 74.89M 69.54M 64.13M 121M 8.23B 123M 823M 322M 4.09B 324M 317M 13.75B 1.04B 109M 94.48M 87.74M 80.92M 152M 10.38B 155M 1.04B 407M 5.16B 408M 400M 17.34B
Net income 154M 16.15M 14.03M 13.02M 12.01M 22.63M 1.54B 23.04M 154M 60.37M 766M 60.64M 59.31M 2.57B 231M 24.14M 20.97M 19.47M 17.96M 33.82M 2.3B 34.44M 231M 90.25M 1.14B 90.65M 88.66M 3.85B
Net Debt - -
Logo Instabank ASA
Instabank ASA is a Norway-based company, which is primarily engaged in the financial services industry. The Company operates as a fully digital bank that offers loan products, savings and insurance to consumers in Norway, Sweden, Finland and Germany. The Company is a small and dynamic organization that provides customers with straightforward, digital and flexible bank solutions. Through Instabank's technology and paytech expertise, the Bank also assists companies that want to innovate their business model in light of the digital transformation. The Company distributes products and services primarily through the bank’s Website and via agents. The Company is primarily owned by Norwegian investors.
Employees
65
Sector
Banks
Date Price Change Volume
31/07/26 NOK 4.980 +2.68% 283,250
30/07/26 NOK 4.850 -1.02% 91,107
29/07/26 NOK 4.900 -1.41% 364,518
28/07/26 NOK 4.970 +1.02% 4,541,476
27/07/26 NOK 4.920 +2.07% 1,248,462
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
4.850NOK
Average target price
4.600NOK
Spread / Average Target
-5.15%

Quarterly revenue - Rate of surprise

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