Market Closed -
Nasdaq
21:30:00 03/05/2024 BST
|
5-day change
|
1st Jan Change
|
58.63
USD
|
-0.71%
|
|
+5.64%
|
-22.65%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
645.9
|
2,281
|
2,575
|
778.9
|
1,886
|
1,480
|
-
|
-
|
Enterprise Value (EV)
1 |
677.7
|
2,339
|
2,670
|
843.8
|
1,985
|
1,546
|
1,485
|
1,423
|
P/E ratio
|
128
x
|
245
x
|
500
x
|
1,145
x
|
138
x
|
83.4
x
|
40.4
x
|
22.3
x
|
Yield
|
0.97%
|
0.92%
|
1.25%
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
7.68
x
|
19.5
x
|
17
x
|
3.72
x
|
7.22
x
|
4.92
x
|
3.84
x
|
2.7
x
|
EV / Revenue
|
8.06
x
|
20
x
|
17.6
x
|
4.03
x
|
7.6
x
|
5.14
x
|
3.86
x
|
2.6
x
|
EV / EBITDA
|
38.7
x
|
84
x
|
128
x
|
23
x
|
28.4
x
|
19.6
x
|
13.7
x
|
8.14
x
|
EV / FCF
|
38.6
x
|
-
|
-
|
33
x
|
50.4
x
|
45.2
x
|
24.4
x
|
18.3
x
|
FCF Yield
|
2.59%
|
-
|
-
|
3.03%
|
1.99%
|
2.21%
|
4.09%
|
5.47%
|
Price to Book
|
-99.1
x
|
-119
x
|
-69.7
x
|
121
x
|
50.8
x
|
46
x
|
18.5
x
|
6.64
x
|
Nbr of stocks (in thousands)
|
15,234
|
18,284
|
19,798
|
22,683
|
24,875
|
25,238
|
-
|
-
|
Reference price
2 |
42.40
|
124.8
|
130.1
|
34.34
|
75.80
|
58.63
|
58.63
|
58.63
|
Announcement Date
|
12/03/20
|
23/02/21
|
23/02/22
|
22/02/23
|
21/02/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
84.1
|
117
|
151.3
|
209.4
|
261.3
|
301
|
385
|
547.7
|
EBITDA
1 |
17.53
|
27.83
|
20.84
|
36.65
|
69.82
|
78.98
|
108.5
|
174.7
|
EBIT
1 |
21
|
24.68
|
8.673
|
10.13
|
32.96
|
38.3
|
65.74
|
-
|
Operating Margin
|
24.97%
|
21.1%
|
5.73%
|
4.84%
|
12.61%
|
12.73%
|
17.08%
|
-
|
Earnings before Tax (EBT)
1 |
17.08
|
17.72
|
6.004
|
5.129
|
26.39
|
37.08
|
65.37
|
-
|
Net income
1 |
5.319
|
9.287
|
5.403
|
0.565
|
14.14
|
22.12
|
37.6
|
-
|
Net margin
|
6.32%
|
7.94%
|
3.57%
|
0.27%
|
5.41%
|
7.35%
|
9.77%
|
-
|
EPS
2 |
0.3300
|
0.5100
|
0.2600
|
0.0300
|
0.5500
|
0.7026
|
1.451
|
2.632
|
Free Cash Flow
1 |
17.55
|
-
|
-
|
25.59
|
39.41
|
34.2
|
60.79
|
77.86
|
FCF margin
|
20.86%
|
-
|
-
|
12.22%
|
15.08%
|
11.36%
|
15.79%
|
14.22%
|
FCF Conversion (EBITDA)
|
100.1%
|
-
|
-
|
69.83%
|
56.45%
|
43.3%
|
56.04%
|
44.56%
|
FCF Conversion (Net income)
|
329.89%
|
-
|
-
|
4,529.91%
|
278.72%
|
154.63%
|
161.65%
|
-
|
Dividend per Share
2 |
0.4100
|
1.150
|
1.630
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
12/03/20
|
23/02/21
|
23/02/22
|
22/02/23
|
21/02/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
40.23
|
41.28
|
53.02
|
57.69
|
57.4
|
57.96
|
69.28
|
71.03
|
63.01
|
64.46
|
74.6
|
83.14
|
77.71
|
81.68
|
96.59
|
EBITDA
1 |
5.348
|
1.262
|
12.5
|
10.99
|
11.9
|
10.18
|
23.06
|
22.42
|
14.15
|
11.73
|
21.2
|
24.13
|
20.76
|
17.66
|
30.76
|
EBIT
1 |
2.147
|
-6.102
|
5.667
|
3.788
|
6.775
|
1.469
|
11.19
|
13.61
|
6.683
|
1.455
|
10.64
|
13.48
|
11.89
|
5.774
|
20.75
|
Operating Margin
|
5.34%
|
-14.78%
|
10.69%
|
6.57%
|
11.8%
|
2.53%
|
16.15%
|
19.17%
|
10.61%
|
2.26%
|
14.27%
|
16.21%
|
15.3%
|
7.07%
|
21.49%
|
Earnings before Tax (EBT)
1 |
1.235
|
-6.985
|
4.553
|
2.374
|
5.187
|
-0.262
|
9.481
|
12
|
5.172
|
-0.032
|
12.05
|
15.16
|
11.35
|
6.586
|
22.33
|
Net income
1 |
0.276
|
-2.257
|
0.342
|
1.979
|
0.501
|
-0.081
|
3.666
|
6.934
|
3.62
|
1.814
|
6.401
|
8.041
|
5.471
|
4.087
|
12.25
|
Net margin
|
0.69%
|
-5.47%
|
0.65%
|
3.43%
|
0.87%
|
-0.14%
|
5.29%
|
9.76%
|
5.74%
|
2.81%
|
8.58%
|
9.67%
|
7.04%
|
5%
|
12.69%
|
EPS
2 |
0.0100
|
-0.1100
|
0.0200
|
0.0900
|
0.0200
|
-
|
0.1500
|
0.2800
|
0.1400
|
0.0500
|
0.1880
|
0.2524
|
0.2048
|
0.1686
|
0.5486
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
23/02/22
|
26/04/22
|
27/07/22
|
26/10/22
|
22/02/23
|
26/04/23
|
26/07/23
|
25/10/23
|
21/02/24
|
24/04/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
31.8
|
58
|
94.2
|
64.8
|
99.2
|
66.4
|
4.81
|
-
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
56.8
|
Leverage (Debt/EBITDA)
|
1.815
x
|
2.084
x
|
4.521
x
|
1.769
x
|
1.42
x
|
0.841
x
|
0.0443
x
|
-
|
Free Cash Flow
1 |
17.5
|
-
|
-
|
25.6
|
39.4
|
34.2
|
60.8
|
77.9
|
ROE (net income / shareholders' equity)
|
16.9%
|
-
|
-
|
-
|
152%
|
136%
|
55.1%
|
46%
|
ROA (Net income/ Total Assets)
|
13%
|
9.39%
|
-
|
4.05%
|
15.1%
|
62.4%
|
79.1%
|
-
|
Assets
1 |
41.01
|
98.85
|
-
|
13.96
|
93.72
|
35.45
|
47.55
|
-
|
Book Value Per Share
2 |
-0.4300
|
-1.050
|
-1.870
|
0.2800
|
1.490
|
1.280
|
3.170
|
8.830
|
Cash Flow per Share
|
-
|
-
|
-
|
1.640
|
-
|
-
|
-
|
-
|
Capex
1 |
3.69
|
-
|
12.7
|
10.1
|
11.3
|
21.6
|
23.7
|
29.3
|
Capex / Sales
|
4.39%
|
-
|
8.42%
|
4.84%
|
4.34%
|
7.17%
|
6.16%
|
5.35%
|
Announcement Date
|
12/03/20
|
23/02/21
|
23/02/22
|
22/02/23
|
21/02/24
|
-
|
-
|
-
|
Last Close Price
58.63
USD Average target price
75.4
USD Spread / Average Target +28.60% Consensus |
1st Jan change
|
Capi.
|
---|
| -22.65% | 1.48B | | -3.80% | 60.87B | | +6.15% | 52.16B | | +4.47% | 25.76B | | +17.42% | 23.82B | | +27.44% | 9.73B | | +19.69% | 6.13B | | -2.75% | 4.13B | | +2.59% | 2.04B | | +14.65% | 1.82B |
Insurance Brokers
|