Real-time Estimate
Cboe BZX
15:31:00 01/05/2024 BST
|
5-day change
|
1st Jan Change
|
6.025
USD
|
+1.60%
|
|
+0.92%
|
-9.36%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2024
|
2025
|
---|
Capitalization
1 |
2,215
|
1,911
|
2,055
|
2,606
|
-
|
Enterprise Value (EV)
1 |
2,215
|
1,911
|
2,055
|
2,606
|
2,606
|
P/E ratio
|
-
|
10.8
x
|
2.3
x
|
9.88
x
|
8.47
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
275,323
x
|
235,944
x
|
273,660
x
|
-
|
-
|
EV / Revenue
|
275,323
x
|
235,944
x
|
273,660
x
|
-
|
-
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
0.16
x
|
0.13
x
|
-
|
0.33
x
|
0.31
x
|
Nbr of stocks (in thousands)
|
503,465
|
505,595
|
507,386
|
439,459
|
-
|
Reference price
2 |
4.400
|
3.780
|
4.050
|
5.930
|
5.930
|
Announcement Date
|
04/02/20
|
16/02/21
|
01/02/22
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2024
|
2025
|
---|
Net sales
|
8,046
|
8,100
|
7,509
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
1,031
|
-
|
-
|
-
|
Net income
1 |
-
|
178
|
-
|
265
|
300
|
Net margin
|
-
|
2.2%
|
-
|
-
|
-
|
EPS
2 |
-
|
0.3500
|
1.760
|
0.6000
|
0.7000
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
04/02/20
|
16/02/21
|
01/02/22
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
---|
Net sales
|
1,982
|
1,604
|
1,864
|
1,873
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
-
|
239
|
293
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net income
1 |
-
|
-
|
149
|
181
|
62
|
137
|
29
|
-212
|
63
|
66
|
71
|
66
|
Net margin
|
-
|
-
|
7.99%
|
9.66%
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EPS
2 |
0.6100
|
0.3200
|
0.2900
|
0.3500
|
0.1200
|
0.2900
|
0.0600
|
-0.4700
|
0.1400
|
0.1500
|
0.1600
|
0.1500
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
02/11/21
|
01/02/22
|
03/05/22
|
01/08/22
|
03/05/23
|
08/08/23
|
08/11/23
|
21/02/24
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
3.97%
|
-
|
4.96%
|
4.97%
|
1.01%
|
2.6%
|
2.9%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
28.20
|
29.90
|
-
|
-
|
-
|
17.80
|
18.90
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
04/02/20
|
16/02/21
|
01/02/22
|
06/02/23
|
21/02/24
|
-
|
-
|
Last Close Price
5.93
USD Average target price
7
USD Spread / Average Target +18.04% Consensus |
1st Jan change
|
Capi.
|
---|
| -9.36% | 2.61B | | +11.31% | 101B | | +5.54% | 98.26B | | +1.05% | 69.77B | | +21.95% | 28.66B | | +9.36% | 19.51B | | -4.31% | 12.3B | | +8.48% | 10.94B | | +10.00% | 10.59B | | +20.46% | 10.1B |
Other Multiline Insurance & Brokers
|