Financials Flushing Financial Corporation

Equities

FFIC

US3438731057

Banks

Market Closed - Nasdaq Other stock markets 20:00:00 13/03/2026 GMT			5-day change	1st Jan Change
14.96 ^USD	-0.27%		-4.47%	-1.38%

02-23	Flushing Financial Corporation announces Quarterly dividend, payable on March 27, 2026	CI
01-27	Flushing Financial Swings to Q4 Profit	MT

Projected Income Statement: Flushing Financial Corporation

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	264.4	256.9	198.3	124.6	238.9	248.3	270.9
Change	-	-2.82%	-22.82%	-37.18%	91.81%	3.9%	9.11%
EBITDA	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
EBIT ¹	120.2	-	46.9	-38.7	47.31	83.85	95.78
Change	-	-	-	-182.51%	222.24%	77.25%	14.23%
Interest Paid	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	109.3	104.9	39.83	-48.27	34.52	65.98	77.87
Change	-	-4.05%	-62.01%	-221.17%	171.52%	91.13%	18.02%
Net income ¹	81.79	76.94	28.66	-31.33	18.88	49.15	59.97
Change	-	-5.93%	-62.75%	-209.31%	160.26%	160.34%	22.01%
Announcement Date	27/01/22	26/01/23	25/01/24	28/01/25	27/01/26	-	-

¹USD in Million

Estimates

Fiscal Period: December	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3	2027 Q4
Net sales ¹	65.71	64.37	66.64	67.65	66.72	68.14	64.68	57.73	49.55	47.75	49.23	51.98	45.48	46.99	51.88	-19.79	58.06	63.49	58.57	58.81	61.15	61.74	62.27	63.1	66.09	67.47	68.37	68.96
Change	-	-2.05%	3.53%	1.51%	-1.36%	2.13%	-5.09%	-10.75%	-14.17%	-3.64%	3.1%	5.6%	-12.51%	3.32%	10.4%	-138.14%	393.44%	9.34%	-7.74%	0.4%	3.98%	0.98%	0.85%	1.33%	4.74%	2.09%	1.34%	0.85%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	28.66	30.01	32.54	28.96	-	-	-	-	-	-	14.81	11.25	5.589	7.945	13.18	-65.42	-1.613	23.13	15.21	10.58	19.27	21.21	21.38	21.99	23.48	25.19	23.83	23.29
Change	-	4.73%	8.4%	-10.99%	-	-	-	-	-	-	-	-24.05%	-50.32%	42.15%	65.94%	-596.18%	97.53%	1,533.97%	-34.25%	-30.43%	82.11%	10.07%	0.81%	2.85%	6.74%	7.31%	-5.41%	-2.25%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	26.22	25.42	34.81	22.83	24.64	34.97	32.42	12.82	6.959	11.8	12.89	11.75	4.997	7.136	11.46	-71.86	-5.931	18.94	13.68	7.836	15.1	16.29	17.36	17.23	18.48	20.25	19.89	19.25
Change	-	-3.08%	36.97%	-34.43%	7.95%	41.93%	-7.29%	-60.46%	-45.71%	69.64%	9.21%	-8.83%	-57.49%	42.81%	60.55%	-727.19%	91.75%	419.27%	-27.77%	-42.71%	92.66%	7.88%	6.62%	-0.78%	7.27%	9.56%	-1.79%	-3.18%
Net income ¹	19.04	19.26	25.41	18.08	18.22	25.04	23.44	10.25	5.158	8.628	9.399	8.099	3.684	5.322	8.906	-49.24	-9.796	14.2	10.45	4.026	11.25	12.13	12.94	12.84	14.3	15.68	15.2	14.79
Change	-	1.15%	31.96%	-28.84%	0.75%	37.41%	-6.36%	-56.28%	-49.67%	67.27%	8.94%	-13.83%	-54.51%	44.46%	67.34%	-652.94%	80.11%	244.99%	-26.45%	-61.46%	179.36%	7.88%	6.63%	-0.79%	11.43%	9.6%	-3.03%	-2.68%
Announcement Date	27/04/21	27/07/21	26/10/21	27/01/22	26/04/22	26/07/22	25/10/22	26/01/23	25/04/23	25/07/23	31/10/23	25/01/24	23/04/24	29/07/24	24/10/24	28/01/25	29/04/25	24/07/25	29/10/25	27/01/26	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Flushing Financial Corporation

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
Announcement Date	27/01/22	26/01/23	25/01/24	28/01/25	27/01/26	-	-

Estimates

Cash Flow Forecast: Flushing Financial Corporation

Fiscal Period: December	2020	2021	2022	2023	2024	2025
CAPEX ¹	2.512	3.68	4.342	5.488	2.31	5.221
Change	-	46.5%	17.99%	26.39%	-57.91%	126.02%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	16/03/21	07/03/22	14/03/23	15/03/24	11/03/25	06/03/26

¹USD in Million

Estimates

Forecast Financial Ratios: Flushing Financial Corporation

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	45.45%	-	23.65%	-31.07%	19.8%	33.78%	35.36%
EBT Margin (%)	-	41.34%	40.81%	20.09%	-38.75%	14.45%	26.58%	28.74%
Net margin (%)	-	30.94%	29.95%	14.46%	-25.15%	7.9%	19.8%	22.14%
FCF margin (%)	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-
Profitability
ROA	-	1.09%	0.93%	0.34%	0.24%	0.47%	0.59%	0.64%
ROE	-	13.68%	11.44%	4.25%	3.25%	5.84%	6.9%	7.75%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.84	0.88	0.88	0.88	0.88	0.88	0.8933
Change	-	-	4.76%	0%	0%	0%	0%	1.51%
Book Value Per Share ¹	-	22.26	22.97	23.21	21.53	20.96	21.46	22.57
Change	-	-	3.19%	1.04%	-7.24%	-2.65%	2.39%	5.16%
EPS ¹	-	2.59	2.5	0.96	-1.05	0.54	1.45	1.7
Change	-	-	-3.47%	-61.6%	-209.38%	151.43%	168.52%	17.24%
Nbr of stocks (in thousands)	-	30,634	29,805	28,905	33,659	33,778	33,884	33,884
Announcement Date	-	27/01/22	26/01/23	25/01/24	28/01/25	27/01/26	-	-