Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
24.52 USD | -0.57% | +0.82% | -2.85% |
04-24 | Earnings Flash (FNWD) FINWARD BANCORP Reports Q1 Revenue $25.3M | MT |
04-24 | Earnings Flash (FNWD) FINWARD BANCORP Posts Q1 EPS $2.17 | MT |
Valuation
Fiscal Period: December | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|---|
Capitalization 1 | 125 | 159.6 | 155.6 | 108.5 | 105.7 | - |
Enterprise Value (EV) 1 | 125 | 159.6 | 155.6 | 108.5 | 105.7 | 105.7 |
P/E ratio | 7.52 x | 10.7 x | 10.1 x | 12.9 x | 11.7 x | 49 x |
Yield | - | 2.7% | 3.43% | 4.16% | 1.96% | 1.96% |
Capitalization / Revenue | - | 2.47 x | 1.98 x | 1.66 x | 1.46 x | 1.61 x |
EV / Revenue | - | 2.47 x | 1.98 x | 1.66 x | 1.46 x | 1.61 x |
EV / EBITDA | - | - | - | - | - | - |
EV / FCF | - | - | - | - | - | - |
FCF Yield | - | - | - | - | - | - |
Price to Book | - | 1.02 x | 1.14 x | 0.79 x | 0.68 x | 0.64 x |
Nbr of stocks (in thousands) | 3,463 | 3,479 | 4,298 | 4,301 | 4,310 | - |
Reference price 2 | 36.10 | 45.88 | 36.20 | 25.24 | 24.52 | 24.52 |
Announcement Date | 22/03/21 | 26/01/22 | 25/01/23 | 30/01/24 | - | - |
Income Statement Evolution (Annual data)
Fiscal Period: December | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|---|
Net sales 1 | - | 64.52 | 78.66 | 65.3 | 72.4 | 65.7 |
EBITDA | - | - | - | - | - | - |
EBIT 1 | - | 17.89 | 16.56 | 10.07 | 15 | 8.6 |
Operating Margin | - | 27.72% | 21.05% | 15.42% | 20.72% | 13.09% |
Earnings before Tax (EBT) 1 | - | 16.38 | 16.56 | 8.045 | 9.9 | 2.5 |
Net income 1 | 16.6 | 14.96 | 15.08 | 8.38 | 9 | 2.2 |
Net margin | - | 23.19% | 19.17% | 12.83% | 12.43% | 3.35% |
EPS 2 | 4.800 | 4.300 | 3.600 | 1.960 | 2.100 | 0.5000 |
Free Cash Flow | - | - | - | - | - | - |
FCF margin | - | - | - | - | - | - |
FCF Conversion (EBITDA) | - | - | - | - | - | - |
FCF Conversion (Net income) | - | - | - | - | - | - |
Dividend per Share 2 | - | 1.240 | 1.240 | 1.050 | 0.4800 | 0.4800 |
Announcement Date | 22/03/21 | 26/01/22 | 25/01/23 | 30/01/24 | - | - |
Income Statement Evolution (Quarterly data)
Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net sales 1 | - | 16.26 | 18.68 | 20.19 | 20.14 | 19.65 | 17.28 | 17.04 | 15.53 | 15.45 | 25.98 | 15.3 | 15.4 | 15.7 | 15.3 |
EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
EBIT 1 | - | 3.533 | 2.41 | 5.018 | 5.127 | 4.003 | 2.561 | 2.536 | 2.037 | 1.933 | 10.97 | 0.8 | 1.5 | 1.8 | 1.1 |
Operating Margin | - | 21.72% | 12.9% | 24.85% | 25.46% | 20.37% | 14.82% | 14.88% | 13.12% | 12.51% | 42.24% | 5.23% | 9.74% | 11.46% | 7.19% |
Earnings before Tax (EBT) 1 | - | 3.317 | 2.41 | 5.018 | 5.127 | 4.003 | 2.561 | 2.536 | 1.793 | 1.154 | 10.25 | -0.5 | - | 0.2 | -0.5 |
Net income 1 | 3.538 | 3.311 | 2.135 | 4.431 | 4.556 | 3.958 | 2.24 | 2.438 | 2.191 | 1.51 | 9.279 | -0.5 | - | 0.2 | -0.5 |
Net margin | - | 20.36% | 11.43% | 21.94% | 22.63% | 20.14% | 12.97% | 14.3% | 14.11% | 9.77% | 35.72% | -3.27% | - | 1.27% | -3.27% |
EPS 2 | 1.020 | 0.9500 | 0.5300 | 1.030 | 1.070 | 0.9300 | 0.5100 | 0.5700 | 0.5100 | 0.3500 | 2.170 | -0.1100 | - | 0.0400 | -0.1100 |
Dividend per Share 2 | - | 0.3100 | 0.3100 | 0.3100 | 0.3100 | 0.3100 | 0.3100 | 0.3100 | 0.3100 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 |
Announcement Date | 09/11/21 | 26/01/22 | 27/04/22 | 27/07/22 | 25/10/22 | 25/01/23 | 26/04/23 | 26/07/23 | 25/10/23 | 30/01/24 | 24/04/24 | - | - | - | - |
Balance Sheet Analysis
Fiscal Period: December | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|---|
Net Debt | - | - | - | - | - | - |
Net Cash position | - | - | - | - | - | - |
Leverage (Debt/EBITDA) | - | - | - | - | - | - |
Free Cash Flow | - | - | - | - | - | - |
ROE (net income / shareholders' equity) | - | 9.61% | 10.5% | 6.28% | 6.1% | 1.3% |
ROA (Net income/ Total Assets) | - | 0.95% | 0.74% | 0.4% | 0.43% | 0.11% |
Assets 1 | - | 1,575 | 2,038 | 2,095 | 2,093 | 2,000 |
Book Value Per Share 2 | - | 45.00 | 31.70 | 31.80 | 36.30 | 38.40 |
Cash Flow per Share | - | - | - | - | - | - |
Capex | - | - | - | - | - | - |
Capex / Sales | - | - | - | - | - | - |
Announcement Date | 22/03/21 | 26/01/22 | 25/01/23 | 30/01/24 | - | - |
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
EPS Revisions
1st Jan change | Capi. | |
---|---|---|
-2.85% | 106M | |
+26.58% | 209B | |
+3.72% | 75.33B | |
+8.53% | 56.48B | |
+23.25% | 52.09B | |
+9.19% | 50.92B | |
+37.50% | 47.15B | |
+7.21% | 35.82B | |
-15.43% | 35.47B | |
-96.60% | 32.24B |
- Stock Market
- Equities
- FNWD Stock
- Financials Finward Bancorp