Market Closed -
Nyse
21:00:01 26/04/2024 BST
|
5-day change
|
1st Jan Change
|
63.23
USD
|
+1.25%
|
|
+4.15%
|
+14.22%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
812.5
|
883.4
|
1,492
|
1,207
|
1,654
|
1,715
|
-
|
-
|
Enterprise Value (EV)
1 |
812.5
|
883.4
|
1,492
|
1,207
|
1,654
|
5,250
|
5,296
|
1,715
|
P/E ratio
|
22.7
x
|
2.12
x
|
6.03
x
|
6.2
x
|
10.1
x
|
8.78
x
|
7.22
x
|
6.7
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
0.69
x
|
0.82
x
|
1.24
x
|
0.7
x
|
0.78
x
|
0.67
x
|
0.6
x
|
0.65
x
|
EV / Revenue
|
0.69
x
|
0.82
x
|
1.24
x
|
0.7
x
|
0.78
x
|
2.06
x
|
1.84
x
|
0.65
x
|
EV / EBITDA
|
2.95
x
|
2.13
x
|
3.15
x
|
2.73
x
|
3.29
x
|
8.53
x
|
7.57
x
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
2.11
x
|
-
|
-
|
1.01
x
|
1.3
x
|
1.53
x
|
1.34
x
|
1.19
x
|
Nbr of stocks (in thousands)
|
33,770
|
35,666
|
36,421
|
31,460
|
29,869
|
27,120
|
-
|
-
|
Reference price
2 |
24.06
|
24.77
|
40.96
|
38.37
|
55.36
|
63.23
|
63.23
|
63.23
|
Announcement Date
|
29/01/20
|
04/02/21
|
03/02/22
|
01/02/23
|
30/01/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
1,175
|
1,084
|
1,208
|
1,736
|
2,118
|
2,545
|
2,877
|
2,646
|
EBITDA
1 |
275.6
|
415.3
|
473
|
442.8
|
503
|
615.7
|
700
|
-
|
EBIT
1 |
248.2
|
357.8
|
413.1
|
384
|
422.1
|
544.8
|
616.8
|
575.2
|
Operating Margin
|
21.13%
|
33.02%
|
34.2%
|
22.12%
|
19.93%
|
21.4%
|
21.44%
|
21.74%
|
Earnings before Tax (EBT)
1 |
170.1
|
435.4
|
337.2
|
272.6
|
227.2
|
272.6
|
318.4
|
302
|
Net income
1 |
36.61
|
377.8
|
256.3
|
207.4
|
175.1
|
204
|
236.6
|
225
|
Net margin
|
3.12%
|
34.87%
|
21.22%
|
11.95%
|
8.27%
|
8.02%
|
8.22%
|
8.5%
|
EPS
2 |
1.060
|
11.70
|
6.790
|
6.190
|
5.490
|
7.198
|
8.762
|
9.440
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
29/01/20
|
04/02/21
|
03/02/22
|
01/02/23
|
30/01/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
363.6
|
385.7
|
408
|
456.2
|
486.2
|
483.3
|
499.4
|
551.4
|
583.6
|
609.9
|
622.9
|
636.9
|
675.6
|
694.2
|
692.7
|
EBITDA
1 |
101.4
|
105.6
|
102.2
|
115.2
|
119.7
|
125.8
|
126.5
|
120.8
|
130
|
149
|
156.1
|
152.4
|
158.2
|
166.3
|
172.1
|
EBIT
1 |
80.68
|
90.75
|
89.48
|
98.51
|
105.2
|
109.3
|
111.6
|
103.7
|
97.54
|
130.8
|
136.9
|
135.6
|
141.3
|
145.5
|
154.4
|
Operating Margin
|
22.19%
|
23.53%
|
21.93%
|
21.59%
|
21.65%
|
22.61%
|
22.34%
|
18.81%
|
16.71%
|
21.45%
|
21.98%
|
21.3%
|
20.92%
|
20.97%
|
22.28%
|
Earnings before Tax (EBT)
1 |
61.22
|
68.28
|
69.79
|
67.59
|
66.92
|
65.64
|
64.77
|
55.21
|
41.63
|
64.66
|
69.8
|
68.1
|
69.94
|
72.84
|
81
|
Net income
1 |
48.65
|
52.44
|
52.4
|
51.71
|
50.87
|
50.92
|
48.14
|
41.28
|
34.77
|
48.43
|
52.21
|
50.97
|
52.51
|
53.98
|
60.05
|
Net margin
|
13.38%
|
13.6%
|
12.84%
|
11.33%
|
10.46%
|
10.54%
|
9.64%
|
7.49%
|
5.96%
|
7.94%
|
8.38%
|
8%
|
7.77%
|
7.78%
|
8.67%
|
EPS
2 |
1.300
|
1.500
|
1.560
|
1.570
|
1.560
|
1.560
|
1.500
|
1.290
|
1.130
|
1.640
|
1.844
|
1.826
|
1.894
|
1.955
|
2.188
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
03/02/22
|
03/05/22
|
28/07/22
|
27/10/22
|
01/02/23
|
25/04/23
|
25/07/23
|
24/10/23
|
30/01/24
|
23/04/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
-
|
-
|
-
|
-
|
-
|
3,535
|
3,581
|
-
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
5.741
x
|
5.116
x
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
38.7%
|
36.3%
|
25.5%
|
20%
|
18%
|
19.8%
|
20.9%
|
20.2%
|
ROA (Net income/ Total Assets)
|
9.67%
|
12.7%
|
10.5%
|
6.97%
|
5.22%
|
5%
|
5.25%
|
5.3%
|
Assets
1 |
378.8
|
2,965
|
2,435
|
2,977
|
3,352
|
4,081
|
4,506
|
4,245
|
Book Value Per Share
2 |
11.40
|
-
|
-
|
38.00
|
42.60
|
41.30
|
47.30
|
53.20
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
29/01/20
|
04/02/21
|
03/02/22
|
01/02/23
|
30/01/24
|
-
|
-
|
-
|
Last Close Price
63.23
USD Average target price
72.33
USD Spread / Average Target +14.40% Consensus |
1st Jan change
|
Capi.
|
---|
| +14.22% | 1.71B | | -8.14% | 49.88B | | -5.25% | 30.53B | | +20.03% | 23.38B | | +16.97% | 17.94B | | -6.99% | 11.81B | | +21.92% | 11.27B | | -20.90% | 8.31B | | +14.34% | 8.13B | | +36.65% | 6.39B |
Other Consumer Lending
|