Financials Comprehensive Leasing Company

Equities

LEAS

JO3126411011

Consumer Lending

End-of-day quote Amman S.E. 23:00:00 14/04/2024 BST 5-day change 1st Jan Change
2.66 JOD -4.66% Intraday chart for Comprehensive Leasing Company -.--% -14.19%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 28.9 21.3 25 35.1 37.05 46.5
Enterprise Value (EV) 1 89.95 91.62 92.29 92.38 91.87 108.2
P/E ratio 7.64 x 5.07 x 6.26 x 9.04 x 10.7 x 12.7 x
Yield 7.61% 11.3% 8% 5.7% 5.67% 5.16%
Capitalization / Revenue 4.6 x 2.99 x 3.62 x 5.53 x 6.53 x 7.81 x
EV / Revenue 14.3 x 12.9 x 13.4 x 14.6 x 16.2 x 18.2 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.79 x 1.17 x 1.27 x 1.62 x 1.61 x 1.9 x
Nbr of stocks (in thousands) 15,000 15,000 15,000 15,000 15,000 15,000
Reference price 2 1.927 1.420 1.667 2.340 2.470 3.100
Announcement Date 30/01/19 06/02/20 14/02/21 03/02/22 30/01/23 28/01/24
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 6.287 7.113 6.907 6.347 5.669 5.956
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 4.931 5.632 5.467 5.216 4.488 4.79
Net income 1 3.785 4.201 3.994 3.882 3.347 3.655
Net margin 60.2% 59.06% 57.82% 61.17% 59.04% 61.37%
EPS 2 0.2523 0.2800 0.2663 0.2588 0.2316 0.2437
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.1467 0.1600 0.1333 0.1333 0.1400 0.1600
Announcement Date 30/01/19 06/02/20 14/02/21 03/02/22 30/01/23 28/01/24
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 61 70.3 67.3 57.3 54.8 61.7
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 25.2% 24.5% 21.1% 18.8% 15% 15.4%
ROA (Net income/ Total Assets) 5.08% 4.88% 4.38% 4.48% 4.06% 4.27%
Assets 1 74.56 86.01 91.11 86.71 82.4 85.64
Book Value Per Share 2 1.080 1.210 1.320 1.440 1.530 1.630
Cash Flow per Share 2 0.0200 0.0100 0.0100 0.0100 0.0100 0.0100
Capex 1 0.58 0.17 0.02 0.11 1.38 2.52
Capex / Sales 9.22% 2.41% 0.23% 1.74% 24.33% 42.38%
Announcement Date 30/01/19 06/02/20 14/02/21 03/02/22 30/01/23 28/01/24
1JOD in Million2JOD
Estimates
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