Financials Citizens Development Business Finance PLC

Equities

CDB.N0000

LK0368N00007

Consumer Lending

End-of-day quote Colombo S.E. 23:00:00 14/05/2024 BST 5-day change 1st Jan Change
210 LKR 0.00% Intraday chart for Citizens Development Business Finance PLC -4.55% +5.00%

Valuation

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Capitalization 1 4,523 4,059 4,750 7,283 14,608 14,372
Enterprise Value (EV) 1 19,208 29,311 33,546 29,677 42,568 30,269
P/E ratio 3.18 x 2.33 x 2.76 x 3 x 4.51 x 10 x
Yield 5.89% 3.24% - 6.82% 1.63% 2.2%
Capitalization / Revenue 1.17 x 0.72 x 0.85 x 1.11 x 1.76 x 1.96 x
EV / Revenue 4.95 x 5.23 x 6.01 x 4.54 x 5.13 x 4.12 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.64 x 0.47 x 0.44 x 0.55 x 0.91 x 0.87 x
Nbr of stocks (in thousands) 55,834 55,834 69,793 69,793 69,793 69,856
Reference price 2 82.65 75.06 72.10 110.0 230.8 227.8
Announcement Date 06/06/18 02/08/19 06/08/20 06/07/21 19/06/22 28/06/23
1LKR in Million2LKR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: März 2018 2019 2020 2021 2022 2023
Net sales 1 3,877 5,600 5,577 6,543 8,294 7,343
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 1,764 2,236 2,272 3,467 5,268 2,494
Net income 1 1,449 1,798 1,825 2,557 3,612 1,627
Net margin 37.37% 32.11% 32.72% 39.08% 43.55% 22.16%
EPS 2 25.97 32.24 26.15 36.64 51.14 22.73
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 4.868 2.434 - 7.500 3.750 5.000
Announcement Date 06/06/18 02/08/19 06/08/20 06/07/21 19/06/22 28/06/23
1LKR in Million2LKR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 14,684 25,252 28,796 22,394 27,960 15,896
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 21.4% 22.4% 18% 20% 22.8% 9.08%
ROA (Net income/ Total Assets) 2.22% 2.15% 1.98% 2.73% 3.62% 1.55%
Assets 1 65,179 83,829 91,983 93,764 99,878 105,293
Book Value Per Share 2 129.0 158.0 165.0 201.0 253.0 260.0
Cash Flow per Share 2 54.40 21.30 19.90 30.00 29.00 46.80
Capex 1 404 399 825 414 251 409
Capex / Sales 10.41% 7.13% 14.8% 6.32% 3.03% 5.57%
Announcement Date 06/06/18 02/08/19 06/08/20 06/07/21 19/06/22 28/06/23
1LKR in Million2LKR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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