Financials Citizens Bancshares Corporation

Equities

CZBS

US1731681052

Banks

Market Closed - OTC Markets 15:05:08 29/04/2024 BST 5-day change 1st Jan Change
48.2 USD -0.52% Intraday chart for Citizens Bancshares Corporation -0.88% +23.59%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 32.51 24.5 23.89 20.84 20.36 54.35
Enterprise Value (EV) 1 -6.826 9.209 -11.8 -171.8 -242.4 -201.2
P/E ratio 20.3 x 5.53 x 6.32 x 3.94 x 5.27 x 6.1 x
Yield 0.58% 2.4% 2.65% 3.48% 3.91% 1.82%
Capitalization / Revenue 1.74 x 1.21 x 1.18 x 0.92 x 0.99 x 1.8 x
EV / Revenue -0.37 x 0.46 x -0.59 x -7.61 x -11.8 x -6.67 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.72 x 0.51 x 0.5 x 0.38 x 0.38 x 1.1 x
Nbr of stocks (in thousands) 2,355 2,355 2,114 2,074 1,992 1,976
Reference price 2 13.80 10.40 11.30 10.05 10.22 27.50
Announcement Date 28/03/18 09/04/19 20/04/20 12/04/21 22/04/22 30/03/23
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 18.68 20.18 20.17 22.57 20.6 30.17
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 3.831 5.074 4.751 6.793 5.216 12.42
Net income 1 1.612 3.95 3.748 5.219 4.061 9.437
Net margin 8.63% 19.57% 18.58% 23.12% 19.71% 31.28%
EPS 2 0.6800 1.880 1.789 2.550 1.940 4.510
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.0800 0.2500 0.3000 0.3500 0.4000 0.5000
Announcement Date 28/03/18 09/04/19 20/04/20 12/04/21 22/04/22 30/03/23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 39.3 15.3 35.7 193 263 256
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 3.69% 9.51% 8.36% 10.6% 6.38% 7.62%
ROA (Net income/ Total Assets) 0.39% 0.94% 0.9% 1.05% 0.65% 1.28%
Assets 1 412.5 419.9 414.2 494.9 620.5 738
Book Value Per Share 2 19.20 20.30 22.60 26.20 27.00 25.00
Cash Flow per Share 2 24.00 13.80 18.90 98.60 134.0 131.0
Capex 1 2.22 0.57 0.25 0.9 0.22 0.2
Capex / Sales 11.9% 2.81% 1.22% 3.99% 1.05% 0.68%
Announcement Date 28/03/18 09/04/19 20/04/20 12/04/21 22/04/22 30/03/23
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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