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Real-time Estimate
Other stock markets
|
5-day change | 1st Jan Change | ||
| 91.05 CHF | +1.00% |
|
+0.16% | -8.25% |
| 07-07 | Cembra Money Bank Outlines Upcoming Executive, Structural Changes | MT |
| 07-07 | Cembra Money Bank AG Announces Executive Changes | CI |
Projected Income Statement: Cembra Money Bank AG
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 487 | 508.9 | 515.7 | 550.5 | 542.2 | 550.6 | 560.8 | 572.7 |
| Change | - | 4.49% | 1.34% | 6.74% | -1.5% | 1.56% | 1.84% | 2.14% |
| EBITDA | 265.7 | - | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - |
| EBIT 1 | 240.7 | 251.4 | 253.1 | 285.9 | 297 | 315.6 | 331.7 | 345.3 |
| Change | - | 4.45% | 0.67% | 12.98% | 3.87% | 6.28% | 5.09% | 4.1% |
| Interest Paid | - | - | - | - | - | - | - | - |
| Earnings before Tax (EBT) 1 | 200.5 | 210.5 | 196.2 | 211.8 | 223.4 | 248.4 | 262.4 | 277.9 |
| Change | - | 4.97% | -6.79% | 7.96% | 5.49% | 11.21% | 5.63% | 5.87% |
| Net income 1 | 161.5 | 169.3 | 158 | 170.4 | 179.6 | 199.4 | 210.6 | 223 |
| Change | - | 4.83% | -6.66% | 7.82% | 5.4% | 11% | 5.63% | 5.88% |
| Announcement Date | 16/02/22 | 23/02/23 | 22/02/24 | 18/02/25 | 19/02/26 | - | - | - |
Forecast Balance Sheet: Cembra Money Bank AG
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - |
| Announcement Date | 16/02/22 | 23/02/23 | 22/02/24 | 18/02/25 | 19/02/26 | - | - | - |
Cash Flow Forecast: Cembra Money Bank AG
| Fiscal Period: December | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| CAPEX 1 | 1,278 | 1,334 | 1,532 | 1,606 | 1,533 | 1,538 |
| Change | - | 4.37% | 14.81% | 4.84% | -4.53% | 0.33% |
| Free Cash Flow (FCF) 1 | - | - | - | - | - | - |
| Change | - | - | - | - | - | - |
| Announcement Date | 18/03/21 | 16/03/22 | 23/02/23 | 22/02/24 | 18/02/25 | 19/02/26 |
Forecast Financial Ratios: Cembra Money Bank AG
| Fiscal Period: December | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|---|
Profitability | |||||||||
| EBITDA Margin (%) | - | 54.56% | - | - | - | - | - | - | - |
| EBIT Margin (%) | - | 49.43% | 49.41% | 49.08% | 51.94% | 54.78% | 57.32% | 59.15% | 60.29% |
| EBT Margin (%) | - | 41.17% | 41.36% | 38.04% | 38.47% | 41.2% | 45.12% | 46.8% | 48.51% |
| Net margin (%) | - | 33.16% | 33.27% | 30.65% | 30.96% | 33.12% | 36.21% | 37.56% | 38.93% |
| FCF margin (%) | - | - | - | - | - | - | - | - | - |
| FCF / Net Income (%) | - | - | - | - | - | - | - | - | - |
Profitability | |||||||||
| ROA | - | - | 2.3% | 2.01% | - | - | - | - | - |
| ROE | - | 13.9% | 13.68% | 12.52% | 13.44% | 13.7% | 14.62% | 14.61% | 14.71% |
Financial Health | |||||||||
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - | - |
| Debt / Free cash flow | - | - | - | - | - | - | - | - | - |
Capital Intensity | |||||||||
| CAPEX / Current Assets (%) | - | - | - | - | - | - | - | - | - |
| CAPEX / EBITDA (%) | - | - | - | - | - | - | - | - | - |
| CAPEX / FCF (%) | - | - | - | - | - | - | - | - | - |
Items per share | |||||||||
| Cash flow per share 1 | - | - | 8.287 | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - | - |
| Dividend per Share 1 | - | 3.85 | 3.95 | 4 | 4.25 | 4.6 | 5.15 | 5.55 | 5.883 |
| Change | - | - | 2.6% | 1.27% | 6.25% | 8.24% | 11.96% | 7.77% | 6.01% |
| Book Value Per Share 1 | - | 40.84 | 43.43 | 42.6 | 43.82 | 45.92 | 48.01 | 50.01 | 51.96 |
| Change | - | - | 6.35% | -1.91% | 2.86% | 4.8% | 4.53% | 4.18% | 3.9% |
| EPS 1 | - | 5.49 | 5.76 | 5.38 | 5.8 | 6.11 | 6.863 | 7.155 | 7.6 |
| Change | - | - | 4.92% | -6.6% | 7.81% | 5.34% | 12.32% | 4.25% | 6.21% |
| Nbr of stocks (in thousands) | - | 29,376 | 29,343 | 29,334 | 29,319 | 29,294 | 29,296 | 29,296 | 29,296 |
| Announcement Date | - | 16/02/22 | 23/02/23 | 22/02/24 | 18/02/25 | 19/02/26 | - | - | - |
| 2026 * | 2027 * | |
|---|---|---|
| P/E | 13.1x | 12.6x |
| PBR | 1.88x | 1.8x |
| EV / Sales | 4.8x | 4.71x |
| Yield | 5.71% | 6.16% |
EPS & Dividend
Y-o-Y evolution of P/E
Year-on-year evolution of the Yield
Trader
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Annual profits - Rate of surprise
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