Carter Bank & Trust announced earnings results for the fourth quarter ended December 31, 2018. For the fourth quarter, the company announced net interest income was USD 29.089 million compared to USD 27.928 million a year ago. Net income was USD 3.406 million compared to net loss of USD 5.071 million a year ago. Basic earnings per share was USD 0.13 compared to basic loss per share of USD 0.19 a year ago. For the full year, net interest income was USD 113.905 million compared to USD 106.973 million a year ago. Net income was USD 11.905 million compared to net loss of USD 681,000 a year ago. Basic earnings per share was USD 0.45 compared to basic loss per share of USD 0.03 a year ago.