BankFlorida Bancorp, Inc. is a holding company for BankFlorida (the Bank), which is a state-chartered bank. The Bank's financial services consist of deposit and lending activities provided through its branch locations in Pasco, Palm Beach and Osceola counties, Florida. The Bank's deposit accounts are insured up to the applicable limits by the Federal Deposit Insurance Corporation (FDIC). It offers personal and commercial banking services. The personal banking services include checking, money market accounts and certificates of deposit. The commercial banking services include business checking, business money market accounts, commercial credit and treasury management. The Company grants real estate, commercial, and consumer loans to customers. Its real estate loans include one-to-four family, commercial, home equity and multi-family. Its commercial loans consist of loans to small- and medium-sized companies. Its consumer loans typically consist of automobile and personal loans.
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