Financials Arch Capital Group Ltd.

Equities

ACGL

BMG0450A1053

Property & Casualty Insurance

Market Closed - Nasdaq Other stock markets 21:00:00 16/01/2026 GMT			5-day change	1st Jan Change
90.65 ^USD	-0.32%		-4.76%	-5.49%

01-16	BofA Securities Adjusts Arch Capital Price Target to $120 From $131, Maintains Buy Rating	MT
01-08	Goldman Sachs Adjusts Price Target on Arch Capital Group to $93 From $84, Maintains Buy Rating	MT

Projected Income Statement: Arch Capital Group Ltd.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	6,900	8,664	11,077	13,468	15,732	16,752	17,521	18,295
Change	-	25.56%	27.86%	21.58%	16.81%	6.49%	4.59%	4.42%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT	840	1,543	2,293	-	-	-	-	-
Change	-	83.62%	48.63%	-	-	-	-	-
Interest Paid ¹	-143.5	-139.5	-130.3	-133	-141	-146.6	-147.4	-148.5
Earnings before Tax (EBT) ¹	1,578	2,103	1,488	3,385	4,474	4,859	4,379	4,391
Change	-	33.33%	-29.23%	127.41%	32.17%	8.6%	-9.88%	0.27%
Net income ¹	1,364	2,093	1,436	4,403	4,272	4,135	3,628	3,842
Change	-	53.49%	-31.39%	206.57%	-2.98%	-3.21%	-12.24%	5.87%
Announcement Date	09/02/21	09/02/22	13/02/23	14/02/24	10/02/25	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3
Net sales ¹	1,660	2,508	2,400	2,076	2,034	2,634	2,685	2,724	3,035	3,424	3,428	3,355	3,261	4,085	3,781	4,047	3,819	4,515	4,348	3,964	3,936	4,693	4,539	4,175	4,110	4,923	4,741	4,364
Change	-	51.08%	-4.34%	-13.49%	-2%	29.48%	1.92%	1.46%	11.41%	12.83%	0.12%	-2.13%	-2.8%	25.27%	-7.44%	7.04%	-5.63%	18.22%	-3.7%	-8.83%	-0.7%	19.23%	-3.29%	-8.02%	-1.54%	19.76%	-3.7%	-7.95%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Charge d'intérêts ¹	-38.42	-38.35	-31.44	-33.18	-32.25	-32.71	-32.8	-33.06	-31.7	-32	-33	-34	-34	-34	-35	-35	-37	-35	-38	-37	-36.6	-36.5	-36.5	-36.5	-36.5	-36.33	-36.33	-36.33
Earnings before Tax (EBT) ¹	633.4	439.1	745.4	301.4	617.4	184.5	421.6	-5.149	887.5	742	714	741	1,188	1,166	1,321	1,050	937	678	1,411	1,503	1,229	1,040	1,100	826.7	1,160	1,127	1,172	863.6
Change	-	-30.67%	69.74%	-59.56%	104.83%	-70.11%	128.48%	-101.22%	17,335.99%	-16.39%	-3.77%	3.78%	60.32%	-1.85%	13.29%	-20.51%	-10.76%	-27.64%	108.11%	6.52%	-18.25%	-15.38%	5.82%	-24.86%	40.33%	-2.89%	4.01%	-26.29%
Net income ¹	533.1	427.8	663.8	388.8	613.1	185.6	394.2	6.917	849.5	705	661	713	2,324	1,110	1,259	978	925	564	1,227	1,340	1,009	935.5	954.5	706.2	972.9	1,010	987.4	746.6
Change	-	-19.77%	55.19%	-41.44%	57.71%	-69.72%	112.35%	-98.25%	12,181.39%	-17.01%	-6.24%	7.87%	225.95%	-52.24%	13.42%	-22.32%	-5.42%	-39.03%	117.55%	9.21%	-24.74%	-7.24%	2.04%	-26.02%	37.77%	3.86%	-2.27%	-24.39%
Announcement Date	09/02/21	27/04/21	28/07/21	27/10/21	09/02/22	27/04/22	27/07/22	26/10/22	13/02/23	26/04/23	26/07/23	30/10/23	14/02/24	29/04/24	30/07/24	30/10/24	10/02/25	29/04/25	29/07/25	27/10/25	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Arch Capital Group Ltd.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt ¹	-	-	-	1,809	-	2,728	2,728	2,728
Change	-	-	-	-	-	-	0%	0%
Announcement Date	09/02/21	09/02/22	13/02/23	14/02/24	10/02/25	-	-	-

¹USD in Million

Estimates

Cash Flow Forecast: Arch Capital Group Ltd.

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	37.84	39.87	41.39	51.67	52	51
Change	-	5.38%	3.82%	24.83%	0.63%	-1.92%
Free Cash Flow (FCF) ¹	-7,704	-9,781	-8,701	-10,376	-12,075	10,380
Change	-	-26.96%	11.04%	-19.25%	-16.38%	185.96%
Announcement Date	28/02/20	26/02/21	25/02/22	24/02/23	23/02/24	27/02/25

¹USD in Million

Estimates

Forecast Financial Ratios: Arch Capital Group Ltd.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-
EBIT Margin (%)	12.17%	17.8%	20.7%	-	-	-	-	-
EBT Margin (%)	22.86%	24.28%	13.44%	25.13%	28.44%	29%	24.99%	24%
Net margin (%)	19.77%	24.16%	12.97%	32.69%	27.15%	24.68%	20.71%	21%
FCF margin (%)	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-
Profitability
ROA	-	-	-	-	-	-	-	-
ROE	4.8%	11.5%	14.8%	21.6%	18.9%	16.22%	14.44%	13.74%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	7.036	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	-	-	-	4	2.125	1.6
Change	-	-	-	-	-	-	-46.88%	-24.71%
Book Value Per Share ¹	30.31	33.56	32.62	35.35	53.11	64.33	72.68	81.86
Change	-	10.72%	-2.8%	8.37%	50.24%	21.13%	12.98%	12.63%
EPS ¹	3.32	5.23	3.8	11.62	11.19	10.99	10.04	10.72
Change	-	57.53%	-27.34%	205.79%	-3.7%	-1.83%	-8.6%	6.75%
Nbr of stocks (in thousands)	404,981	384,498	367,802	371,006	374,717	361,097	361,097	361,097
Announcement Date	09/02/21	09/02/22	13/02/23	14/02/24	10/02/25	-	-	-