Real-time Estimate
Tradegate
12:30:00 17/05/2024 BST
|
5-day change
|
1st Jan Change
|
11.3
EUR
|
0.00%
|
|
0.00%
|
-0.89%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
232.9
|
315.8
|
322
|
239.1
|
230.8
|
232.9
|
-
|
-
|
Enterprise Value (EV)
1 |
1,178
|
1,249
|
1,125
|
1,042
|
230.8
|
1,341
|
1,407
|
1,196
|
P/E ratio
|
10.9
x
|
139
x
|
55.8
x
|
26.4
x
|
26
x
|
36.5
x
|
33.7
x
|
32.3
x
|
Yield
|
7.96%
|
0.13%
|
0.38%
|
0.78%
|
-
|
0.8%
|
0.84%
|
0.8%
|
Capitalization / Revenue
|
0.28
x
|
0.42
x
|
0.43
x
|
0.33
x
|
0.37
x
|
0.36
x
|
0.3
x
|
0.34
x
|
EV / Revenue
|
1.43
x
|
1.67
x
|
1.52
x
|
1.45
x
|
0.37
x
|
2.1
x
|
1.82
x
|
1.77
x
|
EV / EBITDA
|
5.06
x
|
5.91
x
|
6.11
x
|
5.63
x
|
1.04
x
|
5.91
x
|
5.85
x
|
4.94
x
|
EV / FCF
|
11.8
x
|
39.1
x
|
7.93
x
|
141
x
|
-
|
20.3
x
|
37.6
x
|
15.6
x
|
FCF Yield
|
8.5%
|
2.56%
|
12.6%
|
0.71%
|
-
|
4.93%
|
2.66%
|
6.43%
|
Price to Book
|
1.01
x
|
1.48
x
|
1.47
x
|
1.05
x
|
-
|
0.97
x
|
0.95
x
|
0.93
x
|
Nbr of stocks (in thousands)
|
20,612
|
20,612
|
20,612
|
20,612
|
20,612
|
20,612
|
-
|
-
|
Reference price
2 |
11.30
|
15.32
|
15.62
|
11.60
|
11.20
|
11.30
|
11.30
|
11.30
|
Announcement Date
|
29/04/20
|
28/04/21
|
29/04/22
|
28/04/23
|
30/04/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
824
|
747.7
|
740.4
|
717
|
619.2
|
639
|
772
|
677
|
EBITDA
1 |
233
|
211.4
|
184
|
185.1
|
221
|
227
|
240.6
|
242.3
|
EBIT
1 |
41
|
20.19
|
12.99
|
17
|
28.6
|
28.6
|
34.9
|
31.8
|
Operating Margin
|
4.98%
|
2.7%
|
1.75%
|
2.37%
|
4.62%
|
4.48%
|
4.52%
|
4.7%
|
Earnings before Tax (EBT)
1 |
29
|
9.1
|
6.133
|
12.8
|
12.6
|
5.4
|
9.5
|
-
|
Net income
1 |
22
|
2.173
|
5.838
|
9
|
8.9
|
6.3
|
6.85
|
7.2
|
Net margin
|
2.67%
|
0.29%
|
0.79%
|
1.26%
|
1.44%
|
0.99%
|
0.89%
|
1.06%
|
EPS
2 |
1.040
|
0.1100
|
0.2800
|
0.4400
|
0.4300
|
0.3100
|
0.3350
|
0.3500
|
Free Cash Flow
1 |
100.2
|
31.95
|
141.8
|
7.393
|
-
|
66.1
|
37.4
|
76.9
|
FCF margin
|
12.16%
|
4.27%
|
19.15%
|
1.03%
|
-
|
10.34%
|
4.84%
|
11.36%
|
FCF Conversion (EBITDA)
|
43%
|
15.11%
|
77.07%
|
3.99%
|
-
|
29.12%
|
15.55%
|
31.74%
|
FCF Conversion (Net income)
|
455.46%
|
1,470.23%
|
2,429.17%
|
82.14%
|
-
|
1,049.21%
|
545.99%
|
1,068.06%
|
Dividend per Share
2 |
0.9000
|
0.0200
|
0.0600
|
0.0900
|
-
|
0.0900
|
0.0950
|
0.0900
|
Announcement Date
|
29/04/20
|
28/04/21
|
29/04/22
|
28/04/23
|
30/04/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
946
|
934
|
803
|
803
|
-
|
1,108
|
1,174
|
963
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
4.058
x
|
4.416
x
|
4.364
x
|
4.336
x
|
-
|
4.881
x
|
4.879
x
|
3.974
x
|
Free Cash Flow
1 |
100
|
31.9
|
142
|
7.39
|
-
|
66.1
|
37.4
|
76.9
|
ROE (net income / shareholders' equity)
|
4.8%
|
0.98%
|
2.7%
|
4.03%
|
-
|
2.7%
|
2.8%
|
2.9%
|
ROA (Net income/ Total Assets)
|
1.58%
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
1,392
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
11.10
|
10.40
|
10.60
|
11.10
|
-
|
11.60
|
11.90
|
12.10
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
1 |
6.89
|
9.15
|
16.1
|
6.74
|
-
|
14.7
|
15.8
|
16.9
|
Capex / Sales
|
0.84%
|
1.22%
|
2.17%
|
0.94%
|
-
|
2.3%
|
2.05%
|
2.5%
|
Announcement Date
|
29/04/20
|
28/04/21
|
29/04/22
|
28/04/23
|
30/04/24
|
-
|
-
|
-
|
Last Close Price
11.3
EUR Average target price
11.25
EUR Spread / Average Target -0.44% Consensus |
1st Jan change
|
Capi.
|
---|
| -0.89% | 253M | | +15.64% | 12.27B | | -6.44% | 6.04B | | +10.33% | 3.23B | | +0.59% | 2.6B | | -37.32% | 2.25B | | -1.25% | 1.09B | | +2.44% | 865M | | -0.86% | 798M | | +95.75% | 522M |
Consumer Leasing
|