AB&T Financial Corp. reported earnings results for the fourth quarter and full year ended December 31, 2019. For the quarter, the company reported net income available to common shareholders was $226,000 or $0.007 per basic and diluted share, compared to net income available to common shareholders of $331,000 or $0.011 per basic and diluted share for the quarter ended December 31, 2018. Earnings for the twelve months ended December 31, 2019 remained steady, increasing by $1,000 to $1,023,000 compared to net income available to common shareholders of $1,022,000 for the calendar year 2018. Fully diluted and basic earnings per share for the twelve months ended December 31, 2019 and 2018 were $0.033 and $0.032 respectively.