AB&T Financial Corp. reported earnings results fourth quarter and year ended December 31, 2020. For the quarter, net income available to common shareholders was $185,000 or $0.006 per basic and diluted share, compared to net income available to common shareholders of $226,000 or $0.007 per basic and diluted share for the quarter ended December 31, 2019. For the twelve months, Earnings remained steady, increasing by $41,000 to $1,064,000 compared to net income available to common shareholders of $1,023,000 for the calendar year 2019. Fully diluted and basic earnings per share for the twelve months ended December 31, 2020 were $0.034 and $0.033 respectively, compared to $0.033 and $0.032 for the same period in 2019.