Zhongyuan Bank Co., Ltd. Provided earnings guidance for the year ended 31 December 2018. The board of directors Zhongyuan Bank Co., Ltd. net profit attributable to the shareholders of the Bank for the year ended 31 December 2018 is expected to decrease by approximately 39% as compared with the corresponding period last year, primarily due to that all loans overdue for more than 90 days were classified as non-performing loans and fully provisioned by the Bank in accordance with the regulatory requirements in the fourth quarter of 2018. The Board is of the view that, apart from the abovementioned factor, the overall operations of the Group were good and the net operating income for the year ended 31 December 2018 amounted to approximately RMB 16.8 billion, representing an increase of approximately 31% as compared with the last year; the Group recorded profit before provisions of approximately RMB 9.8 billion, representing an increase of approximately 39% as compared with the last year.