Wintrust Financial Corporation announced that addition to the previously announced sale of three branches in southwestern Wisconsin, it continue to review the branch footprint and have initiated plans to close an additional 10 branches. The company announced that these are predominantly smaller locations in close proximity to other Wintrust locations. As such, it do not expects any material attrition or customer disruption. And expects the noted branches to close prior to the end of the second quarter and the branch sale in Wisconsin to close in the second quarter. In the fourth quarter of 2020, it has recorded an impairment charge of $1.4 million associated with the closing of the 10 locations. Collectively, the reduction of 13 locations represents approximately 7% of the Wintrust retail banking locations and will result in a reduction in expenses of approximately $5 million annually on an ongoing basis.