Clients ofeach ofthe above-mentioned banks are now able towithdraw cash from VTBVTB24ATMs under the 'home network' terms, regardless oftheir current location.

"Weare glad tooffer our clients asimpleconvenient service for access totheir ownloan funds during holidays or trips. The fees for withdrawing money from VTB Group ATM network will not differ from their 'home' fees. OrIwould better say that the 'home' ATM network within VTB Group now means 7countriesover 6,000ATMs. Today, noother major Russian bank operating abroad offers similar services toits clients", Dmitry Rudenko, First Deputy President- Chairman ofVTB24 Management Board said.

The new service covers VISAMasterCard debitcredit cardsisavailable tothe clients ofVTB24 (CJSC), JSCVTB Bank (Azerbaijan), CJSCVTB Bank (Armenia), CJSCVTB Bank (Belarus), JSCVTB Bank (Georgia) JSCVTB Bank (Kazakhstan) PJSCVTB Bank (Ukraine). ATMs ofJSC TransCreditBankJSC Bank ofMoscow are currently not included into VTB Group unified ATM network inthe CISGeorgiaare only parts ofthe VTB24 self-service machine network.

Clients will beable tofind the required ATM inthe CISGeorgia using the geolocation service developed byVTB Group's processing subsidiary MultiCarta Ltd. The  allows users toget information onthe nearest ATMs ofthe unified network which have the required function
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