Item 7.01 Regulation FD Disclosure.

The attached investor presentation contains information that the members of Village Bank and Trust Financial Corp. (the "Company") management will use during visits with investors, analysts, and other interested parties to assist their understanding of the Company at various investor presentations during the first quarter of 2020.

The presentation is attached as Exhibit 99.1 to this report and is being furnished, not filed, under Item 7.01 of this Form 8-K

Item 9.01 Financial Statements and Exhibits.






(d) Exhibits.




Exhibit No. Description

99.1 Village Bank Investor Presentation

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