Financials Unipol Gruppo S.p.A.

Equities

UNI

IT0004810054

Multiline Insurance & Brokers

Real-time Borsa Italiana 11:12:36 07/05/2024 BST 5-day change 1st Jan Change
8.47 EUR +0.65% Intraday chart for Unipol Gruppo S.p.A. +0.59% +64.08%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 3,662 2,801 3,425 3,265 3,699 6,030 - -
Enterprise Value (EV) 1 7,513 11,436 3,425 3,265 3,699 6,030 6,030 6,030
P/E ratio 4.06 x 3.95 x 5.49 x 4.8 x 3.35 x 6.57 x 6.72 x 6.68 x
Yield 5.48% 7.16% 6.28% 8.12% - 4.63% 5.02% 5.35%
Capitalization / Revenue 0.28 x 0.25 x 0.29 x 0.24 x 0.25 x 0.38 x 0.37 x 0.35 x
EV / Revenue 0.28 x 0.25 x 0.29 x 0.24 x 0.25 x 0.38 x 0.37 x 0.35 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.55 x 0.35 x 0.44 x 0.53 x - 0.68 x 0.65 x 0.62 x
Nbr of stocks (in thousands) 716,433 716,376 716,768 716,344 716,545 716,545 - -
Reference price 2 5.112 3.910 4.779 4.558 5.162 8.415 8.415 8.415
Announcement Date 14/02/20 12/02/21 11/02/22 10/02/23 16/02/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 13,262 11,349 11,878 13,645 15,060 15,894 16,516 17,159
EBITDA - - - - - - - -
EBIT 1 1,456 1,189 950.7 1,265 1,565 1,378 1,475 -
Operating Margin 10.98% 10.48% 8% 9.27% 10.39% 8.67% 8.93% -
Earnings before Tax (EBT) 1 1,287 1,026 950.7 1,108 1,565 1,421 1,458 1,436
Net income 1 902.5 707.4 627 683 1,101 916.2 896.8 901
Net margin 6.8% 6.23% 5.28% 5.01% 7.31% 5.76% 5.43% 5.25%
EPS 2 1.260 0.9900 0.8700 0.9500 1.540 1.280 1.253 1.259
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.2800 0.2800 0.3000 0.3700 - 0.3900 0.4225 0.4500
Announcement Date 14/02/20 12/02/21 11/02/22 10/02/23 16/02/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 S1 2021 Q3 2022 Q1 2022 S1 2022 Q3 2022 Q4 2023 Q4
Net sales 6,552 2,902 3,449 - - - -
EBITDA - - - - - - -
EBIT - - - - - - -
Operating Margin - - - - - - -
Earnings before Tax (EBT) - - 322 - 231 10 -
Net income 1 - - 200 574.9 - -16 486
Net margin - - 5.8% - - - -
EPS - - 0.4000 0.8000 - - -
Dividend per Share - - - - - - -
Announcement Date 06/08/21 12/11/21 13/05/22 05/08/22 11/11/22 10/02/23 16/02/24
1EUR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 3,851 8,635 - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 15.4% 9.89% 8.14% 9.82% - 9% 8.4% 5%
ROA (Net income/ Total Assets) 1.2% 0.91% - - - - - -
Assets 1 75,208 77,753 - - - - - -
Book Value Per Share 2 9.340 11.30 10.80 8.540 - 12.30 13.00 13.50
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 14/02/20 12/02/21 11/02/22 10/02/23 16/02/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
A-
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
8.415 EUR
Average target price
8.72 EUR
Spread / Average Target
+3.62%
Consensus

Annual profits - Rate of surprise

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