UJJN FINA |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 589.5 INR | +2.62% |
|
0.00% | +4.33% |
| 05-03 | Ujjivan Financial Services Limited(BSE:539874) dropped from S&P Global BMI Index | CI |
| 04-30 | Ujjivan Small Finance Bank Limited completed the acquisition of Ujjivan Financial Services Limited | CI |
Valuation
| Fiscal Period: March | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 41,752 | 42,142 | 18,050 | 25,584 | 12,393 | 31,180 |
| Enterprise Value (EV) 1 | 96,006 | 77,183 | 50,132 | 43,783 | 19,839 | 60,195 |
| P/E ratio | 570 x | 28.1 x | 6.4 x | -12.9 x | -6.46 x | 3.5 x |
| Yield | 0.14% | 0.37% | 0.54% | - | - | 1.95% |
| Capitalization / Revenue | 4.94 x | 3.27 x | 0.97 x | 2.89 x | 1.05 x | 0.95 x |
| EV / Revenue | 11.4 x | 5.99 x | 2.71 x | 4.94 x | 1.69 x | 1.83 x |
| EV / EBITDA | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - |
| Price to Book | 2.37 x | 2.24 x | 0.64 x | 0.96 x | 0.53 x | 0.97 x |
| Nbr of stocks (in thousands) | 120,862 | 121,167 | 121,587 | 121,656 | 121,678 | 121,678 |
| Reference price 2 | 345.4 | 347.8 | 148.4 | 210.3 | 101.8 | 256.2 |
| Announcement Date | 01/06/18 | 08/07/19 | 11/08/20 | 03/09/21 | 10/08/22 | 04/07/23 |
1INR in Million2INR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: March | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net sales 1 | 8,452 | 12,877 | 18,532 | 8,856 | 11,772 | 32,864 |
| EBITDA | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - |
| Operating Margin | - | - | - | - | - | - |
| Earnings before Tax (EBT) 1 | 118.3 | 2,041 | 4,159 | -3,193 | -3,040 | 15,308 |
| Net income 1 | 72.82 | 1,504 | 2,823 | -1,988 | -1,917 | 8,907 |
| Net margin | 0.86% | 11.68% | 15.23% | -22.44% | -16.28% | 27.1% |
| EPS 2 | 0.6064 | 12.38 | 23.21 | -16.34 | -15.76 | 73.20 |
| Free Cash Flow | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - |
| Dividend per Share 2 | 0.5000 | 1.300 | 0.8000 | - | - | 5.000 |
| Announcement Date | 01/06/18 | 08/07/19 | 11/08/20 | 03/09/21 | 10/08/22 | 04/07/23 |
1INR in Million2INR
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: March | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 5,299 | 4,570 | - | - | - | - | - | 10,995 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT | 1,823 | 1,768 | 1,348 | 1,708 | 875.9 | 1,899 | 3,350 | - |
| Operating Margin | 34.41% | 38.69% | - | - | - | - | - | - |
| Earnings before Tax (EBT) | - | - | - | - | - | - | - | - |
| Net income | - | - | -826.9 | -567.4 | -1,512 | 989.5 | 2,461 | - |
| Net margin | - | - | - | - | - | - | - | - |
| EPS | - | - | - | - | - | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - | - |
| Announcement Date | 10/02/21 | 28/05/21 | 12/08/21 | 13/11/21 | 11/02/22 | 19/05/22 | 04/08/22 | 11/11/22 |
1INR in Million
Estimates
Balance Sheet Analysis
| Fiscal Period: March | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net Debt 1 | 54,254 | 35,042 | 32,082 | 18,199 | 7,446 | 29,015 |
| Net Cash position 1 | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 0.41% | 8.34% | 11.8% | -7.81% | -8.13% | 32.7% |
| ROA (Net income/ Total Assets) | 0.08% | 1.28% | 1.82% | -1.23% | -1.03% | 3.81% |
| Assets 1 | 91,476 | 117,746 | 154,724 | 161,767 | 185,587 | 233,987 |
| Book Value Per Share 2 | 146.0 | 155.0 | 234.0 | 219.0 | 191.0 | 265.0 |
| Cash Flow per Share 2 | 49.10 | 89.00 | 110.0 | 159.0 | 177.0 | 190.0 |
| Capex 1 | 999 | 1,490 | 2,061 | 1,843 | 1,065 | 1,925 |
| Capex / Sales | 11.81% | 11.57% | 11.12% | 20.82% | 9.05% | 5.86% |
| Announcement Date | 01/06/18 | 08/07/19 | 11/08/20 | 03/09/21 | 10/08/22 | 04/07/23 |
1INR in Million2INR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Annual profits - Rate of surprise
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- Financials UJJN FINA
