Sugar Creek Financial Corp. is a holding company for Tempo Bank (the Bank). The Bank is engaged primarily in the business of attracting deposits from the general public and using these funds to originate primarily one-to four-family residential mortgage loans located in the Clinton, St. Clair, Madison and Bond County, Illinois area. The Company offers single-family owner and non-owner-occupied residential loans, commercial and multi-family real estate loans, land loans and consumer loans. The Company invests in a range of liquid assets, including the United States Treasury obligations, securities of various federal agencies and of state and municipal governments, mortgage-backed securities and certificates of deposit of federally insured institutions. Deposits and loan repayments are the Company's sources of funds for lending and other investment purposes. Deposits and loan repayments are the Company's sources of funds for lending and other investment purposes.
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