Southern California Bancorp

Southern California Bancorp is the holding company for Bank of Southern California, N.A. (the Bank). The Bank offers a range of financial products and services to individuals, professionals, and small- to medium-sized businesses through its approximately 13 branch offices serving Orange, Los Angeles, Riverside, San Diego, and Ventura counties, as well as the Inland Empire. Its lending products consist primarily of construction and land development loans, commercial real estate loans, commercial and industrial loans, United States Small Business Administration loans, and consumer loans. The Company's deposit products consist primarily of demand, money market, and certificates of deposit accounts and it offers treasury management services including online banking, cash vault, sweep accounts, and lockbox services. The Company occasionally make loans to individuals for personal and household purposes, including secured and unsecured installment loans and revolving lines of credit.