Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement.

SBI HOLDINGS, INC.

(Incorporated in Japan with limited liability)

(Stock code: 6488) ANNOUNCEMENT OF FINAL DIVIDEND FOR THE YEAR ENDED 31 MARCH 2012

Reference is made to the earlier announcement dated 26 March 2012 issued by SBI Holdings Inc. ("the
Company") regarding cash dividend.
The company informs that its Board of Directors approved today the payment of the final dividend for the year ended 31 March 2012 to shareholders amounting to JPY100 per common share (Hong Kong dollar equivalent to JPY10 per Hong Kong Depositary Receipt).
The payment will be made from 7 June 2012 onwards. The holders of Hong Kong Depositary Receipts
(HDRs) will receive the payment through JP Morgan, the depositary bank for the HDRs, on 19 June
2012. A withholding income tax will be levied on the amount distributed as interest on capital, in accordance with Japan's tax code.
The record date for the holders of HDRs traded on the Hong Kong Stock Exchange (HKEx) is at the close of business in Hong Kong on 30 March 2012. To receive the final dividend, if any, as a holder of Depositary Receipts is at the close of business on Wednesday, 28 March 2012 (Hong Kong time), and for lodging any conversion application with the HDR Registrar, Computershare Hong Kong Investor Services Limited in Hong Kong, by no later than 4:30 p.m. (Hong Kong time) on Wednesday, 28 March
2012.
(1) Based on the Japanese Yen/Hong Kong dollars exchange rate of 0.0955 as of 23 April 2012, the estimated Hong Kong dollar amount of the proposed dividend is approximately HK$0.955 per HDR. The final amount of dividend in Hong Kong dollar will be determined on 7 June 2012; and
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(2) Where applicable, fees, charges and/or taxes may be deducted by the HDR Depositary from the dividend payable to holders of HDRs, details of which will be announced in due course.
(3) A withholding tax of 7%
(4) An estimated dividend fee of HK$0.19 (5) An estimated net rate HK$0.69815
On behalf of the Board

SBI Holdings, Inc. Yoshitaka Kitao

Chief Executive Officer

Japan, 26 April 2012

As of the date of this announcement, the executive Directors are Mr Yoshitaka Kitao, Mr Taro Izuchi, Mr Takashi Nakagawa, Mr Kenji Hirai, Mr Tomoya Asakura, Mr Takashi Okita, Mr Noriaki Maruyama, Mr Shumpei Morita, Mr Shinji Yamauchi, Mr Makoto Miyazaki, Mr Yoshimi Takahashi and Mr Masaki Takayanagi, the non-executive Directors are Mr Yasutaro Sawada, Mr Hiroyoshi Kido, Mr Noriyoshi Kimura and Mr Hiroshi Tasaka and the independent non-executive Directors are Mr Masaki Yoshida, Mr Kiyoshi Nagano, Mr Keiji Watanabe, Mr Takeshi Natsuno and Mr Akihiro Tamaki.

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