SAMSUNG CARD CO., LTD. |
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 38,300 KRW | +2.54% |
|
+1.73% | +18.39% |
| 02-12 | Samsung Card's Net Income Rises in Q4 | MT |
| 2023 | Samsung Card's Q2 Attributable Income Declines 6.5% | MT |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 4,119,033 | 3,468,098 | 3,361,387 | 3,153,301 | 3,452,091 | 4,087,020 | - | - |
| Enterprise Value (EV) 1 | 4,119,033 | 3,468,098 | 3,361,387 | 3,153,301 | 3,452,091 | 4,087,020 | 4,087,020 | 4,087,020 |
| P/E ratio | 12 x | 8.7 x | 6.1 x | 5.07 x | 5.66 x | 7.26 x | 7.16 x | 6.85 x |
| Yield | 4.15% | 5.54% | 7.3% | - | 7.73% | 6.66% | 6.81% | 7.08% |
| Capitalization / Revenue | 1.25 x | 1.03 x | 0.94 x | 0.83 x | 0.86 x | 0.99 x | 0.97 x | 0.95 x |
| EV / Revenue | 1.25 x | 1.03 x | 0.94 x | 0.83 x | 0.86 x | 0.99 x | 0.97 x | 0.95 x |
| EV / EBITDA | - | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Price to Book | 0.6 x | 0.49 x | 0.45 x | - | 0.42 x | 0.49 x | 0.48 x | 0.45 x |
| Nbr of stocks (in thousands) | 106,711 | 106,711 | 106,711 | 106,711 | 106,711 | 106,711 | - | - |
| Reference price 2 | 38,600 | 32,500 | 31,500 | 29,550 | 32,350 | 38,300 | 38,300 | 38,300 |
| Announcement Date | 31/01/20 | 28/01/21 | 27/01/22 | 08/03/23 | 08/02/24 | - | - | - |
1KRW in Million2KRW
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 3,293 | 3,367 | 3,588 | 3,795 | 4,004 | 4,122 | 4,214 | 4,288 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT 1 | 877.1 | 1,024 | 1,159 | 1,291 | 1,530 | 1,543 | 1,275 | 1,498 |
| Operating Margin | 26.63% | 30.43% | 32.3% | 34.03% | 38.21% | 37.43% | 30.25% | 34.92% |
| Earnings before Tax (EBT) 1 | 445.3 | 532.5 | 746.9 | 850.8 | 811.1 | 795.4 | 805.8 | 836.3 |
| Net income 1 | 344.1 | 398.8 | 551.1 | 622.3 | 609.4 | 589.9 | 599.3 | 620.5 |
| Net margin | 10.45% | 11.84% | 15.36% | 16.4% | 15.22% | 14.31% | 14.22% | 14.47% |
| EPS 2 | 3,225 | 3,737 | 5,164 | 5,831 | 5,711 | 5,272 | 5,351 | 5,592 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | 1,600 | 1,800 | 2,300 | - | 2,500 | 2,550 | 2,610 | 2,712 |
| Announcement Date | 31/01/20 | 28/01/21 | 27/01/22 | 08/03/23 | 08/02/24 | - | - | - |
1KRW in Billions2KRW
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 886.4 | 930.8 | 1,007 | 1,109 | 747.7 | 1,069 | 979.7 | 1,022 | 933.3 | 1,106 | 991 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 297.9 | 216.4 | 303.5 | 293.1 | 375.3 | 191.8 | 192.6 | 376.9 | 396.9 | 241.2 | 364.5 |
| Operating Margin | 33.61% | 23.25% | 30.15% | 26.42% | 50.2% | 17.94% | 19.66% | 36.88% | 42.53% | 21.81% | 36.78% |
| Earnings before Tax (EBT) 1 | 176.3 | 217 | 209.5 | 191.7 | 232.5 | 192.9 | 193.9 | 186.3 | 238 | 242.2 | 216 |
| Net income 1 | 129.4 | 160.8 | 155.2 | 140.5 | 165.8 | 145.5 | 145.1 | 139.5 | 179.4 | 177.9 | 144 |
| Net margin | 14.6% | 17.28% | 15.42% | 12.66% | 22.17% | 13.61% | 14.81% | 13.65% | 19.22% | 16.08% | 14.53% |
| EPS | 1,213 | 1,507 | 1,454 | 1,317 | 1,553 | 1,363 | - | 1,307 | 1,681 | - | - |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 27/01/22 | 24/04/22 | 25/07/22 | 26/10/22 | 08/03/23 | 25/04/23 | 25/07/23 | 26/10/23 | 08/02/24 | 16/05/24 | - |
1KRW in Billions
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 5.04% | 5.69% | 7.53% | - | 7.61% | 7.13% | 6.96% | 6.9% |
| ROA (Net income/ Total Assets) | 1.53% | 1.76% | 2.18% | - | 2.09% | 2.02% | 1.9% | 1.65% |
| Assets 1 | 22,539 | 22,719 | 25,272 | - | 29,213 | 29,204 | 31,498 | 37,682 |
| Book Value Per Share 2 | 64,628 | 66,718 | 70,408 | - | 76,243 | 78,210 | 79,914 | 84,407 |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 31/01/20 | 28/01/21 | 27/01/22 | 08/03/23 | 08/02/24 | - | - | - |
1KRW in Billions2KRW
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
5
Last Close Price
38,300
KRW
Average target price
41,500
KRW
Spread / Average Target
+8.36%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| +18.39% | 2.97B | |
| -2.90% | 52.75B | |
| -5.79% | 30.37B | |
| +53.75% | 27.3B | |
| +33.73% | 25.39B | |
| +23.57% | 18.95B | |
| +12.89% | 14.34B | |
| +41.90% | 13.13B | |
| +21.65% | 8.65B | |
| -33.57% | 6.99B |
- Stock Market
- Equities
- A029780 Stock
- Financials Samsung Card Co., Ltd.
