Ryvyl Inc. announced that Christian Murray, Vice President of Revenue, has been promoted to a newly created position of Managing Director of NEMS effective July 15, 2024. Leadership has tapped Christian Murray to lead licensing. A 25-year fintech veteran, Christian played pivotal roles in several high-profile companies, driving innovations in digital payments, BaaS and SaaS-based software solutions, blockchain technology, and financial services automation.

Christian Murray is a distinguished executive leader with over 25 years of experience in the financial services industry. Specializing in developing and implementing enterprise-level SaaS platforms and financial services, he has a successful track record scaling innovative solutions and delivering cutting-edge financial products and services that address challenges, enhance efficiencies, and boost profitability. Mr. Murray began his career in 1993 as an independent sales agent for merchant services, achieving recognition as one of the top performers among 1,200 agents nationwide.

He pioneered fully integrated processing solutions and became the first to market these innovations across thousands of merchants using the largest point-of-sale systems in the U.S. Mr. Murray conceived, developed and launched multiple financial software platforms, including applications in Electronic Bill Payment and Presentment (EBPP) Platform, Payment Gateways, Banking as a service (BaaS), Credit cards as a service (CaaS), Stored Value and Loyalty Systems, Blockchain-based payment solutions, Reg-Tech Banking Technologies, Pay Fac as well as Underwriting and Risk platforms, and Retail and Mobile payments. Notably, he has leveraged blockchain technologies to enhance regulatory controls, mitigate risks, and increase profitability within financial services applications. He has served on the Board of Directors and as Treasurer for the Western States Acquirers Association, and he contributed to the development of the Certified Payment Professional (CPP) credential from the Electronic Transaction Association (ETA).