Market Closed -
Nyse
21:00:02 02/05/2024 BST
|
5-day change
|
1st Jan Change
|
52.95
USD
|
+1.01%
|
|
+4.27%
|
+23.08%
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
4,435
|
4,664
|
5,089
|
6,285
|
-
|
-
|
Enterprise Value (EV)
1 |
5,638
|
5,623
|
6,194
|
7,256
|
6,898
|
6,446
|
P/E ratio
|
-576
x
|
79.8
x
|
82.7
x
|
42.3
x
|
29.2
x
|
19.8
x
|
Yield
|
-
|
-
|
-
|
0.81%
|
0.58%
|
0.3%
|
Capitalization / Revenue
|
3.1
x
|
2.7
x
|
2.45
x
|
2.54
x
|
2.19
x
|
1.83
x
|
EV / Revenue
|
3.93
x
|
3.26
x
|
2.98
x
|
2.94
x
|
2.4
x
|
1.87
x
|
EV / EBITDA
|
12.2
x
|
10.9
x
|
9.91
x
|
9.42
x
|
7.54
x
|
5.83
x
|
EV / FCF
|
-71
x
|
18
x
|
13.8
x
|
14.9
x
|
11.2
x
|
8.61
x
|
FCF Yield
|
-1.41%
|
5.56%
|
7.22%
|
6.69%
|
8.94%
|
11.6%
|
Price to Book
|
30.3
x
|
22.5
x
|
20
x
|
8.43
x
|
6.41
x
|
5.37
x
|
Nbr of stocks (in thousands)
|
109,904
|
112,365
|
118,299
|
118,702
|
-
|
-
|
Reference price
2 |
40.35
|
41.51
|
43.02
|
52.95
|
52.95
|
52.95
|
Announcement Date
|
15/03/22
|
28/02/23
|
27/02/24
|
-
|
-
|
-
|
Fiscal Period: December |
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
1,018
|
1,433
|
1,725
|
2,078
|
2,470
|
2,870
|
3,439
|
EBITDA
1 |
-
|
460.2
|
517.4
|
624.7
|
770.4
|
914.9
|
1,106
|
EBIT
1 |
-
|
140.9
|
289.5
|
359.1
|
606.9
|
733.1
|
984.8
|
Operating Margin
|
-
|
9.84%
|
16.78%
|
17.28%
|
24.57%
|
25.54%
|
28.63%
|
Earnings before Tax (EBT)
1 |
-
|
61.56
|
179.2
|
237.9
|
374.2
|
544.8
|
-
|
Net income
1 |
68.1
|
-7.064
|
137.4
|
61.04
|
120.4
|
183
|
-
|
Net margin
|
6.69%
|
-0.49%
|
7.96%
|
2.94%
|
4.87%
|
6.37%
|
-
|
EPS
2 |
-
|
-0.0700
|
0.5200
|
0.5200
|
1.253
|
1.815
|
2.668
|
Free Cash Flow
1 |
-
|
-79.45
|
312.8
|
447.4
|
485.4
|
616.4
|
748.3
|
FCF margin
|
-
|
-5.54%
|
18.13%
|
21.54%
|
19.65%
|
21.48%
|
21.76%
|
FCF Conversion (EBITDA)
|
-
|
-
|
60.45%
|
71.62%
|
63%
|
67.37%
|
67.66%
|
FCF Conversion (Net income)
|
-
|
-
|
227.67%
|
733.04%
|
403.22%
|
336.89%
|
-
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
0.4283
|
0.3067
|
0.1600
|
Announcement Date
|
15/03/21
|
15/03/22
|
28/02/23
|
27/02/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
352.8
|
378.5
|
386.9
|
491.3
|
412
|
435
|
457.6
|
585.1
|
501.9
|
532.9
|
547.3
|
696.2
|
595.1
|
626.3
|
651.3
|
EBITDA
1 |
105
|
120.3
|
107.3
|
166.1
|
116.8
|
127.3
|
125
|
194.2
|
147
|
158.6
|
157.6
|
235.1
|
180.7
|
194.1
|
190.8
|
EBIT
1 |
-0.73
|
54.48
|
80.4
|
105.5
|
61.34
|
79.25
|
70.09
|
122.8
|
69.82
|
96.34
|
117.6
|
193.5
|
140.8
|
155
|
190.1
|
Operating Margin
|
-0.21%
|
14.39%
|
20.78%
|
21.48%
|
14.89%
|
18.22%
|
15.32%
|
20.99%
|
13.91%
|
18.08%
|
21.48%
|
27.79%
|
23.66%
|
24.74%
|
29.19%
|
Earnings before Tax (EBT)
1 |
-37.96
|
35.35
|
13.57
|
81.29
|
32.69
|
51.64
|
42.75
|
95.47
|
40.53
|
59.18
|
68.25
|
137.3
|
91.28
|
108.4
|
-
|
Net income
1 |
-32.59
|
10.53
|
6.911
|
24.5
|
11.74
|
38.72
|
13.16
|
30.08
|
-5.047
|
22.85
|
22.8
|
41.93
|
31.38
|
38.57
|
-
|
Net margin
|
-9.24%
|
2.78%
|
1.79%
|
4.99%
|
2.85%
|
8.9%
|
2.88%
|
5.14%
|
-1.01%
|
4.29%
|
4.17%
|
6.02%
|
5.27%
|
6.16%
|
-
|
EPS
2 |
-0.1600
|
0.0900
|
0.0600
|
0.2200
|
0.0900
|
0.1400
|
0.1100
|
0.2600
|
-0.0400
|
0.1800
|
0.2096
|
0.4469
|
0.2623
|
0.3346
|
0.4067
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
0.2275
|
0.0825
|
0.0825
|
0.0825
|
0.0600
|
Announcement Date
|
11/11/21
|
15/03/22
|
12/05/22
|
11/08/22
|
10/11/22
|
28/02/23
|
04/05/23
|
03/08/23
|
02/11/23
|
27/02/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
-
|
1,203
|
959
|
1,105
|
971
|
613
|
160
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
2.614
x
|
1.854
x
|
1.769
x
|
1.26
x
|
0.6696
x
|
0.145
x
|
Free Cash Flow
1 |
-
|
-79.4
|
313
|
447
|
485
|
616
|
748
|
ROE (net income / shareholders' equity)
|
-
|
140%
|
33.4%
|
72.4%
|
45.1%
|
37.8%
|
34.8%
|
ROA (Net income/ Total Assets)
|
-
|
5.81%
|
2.32%
|
5.51%
|
25.4%
|
25.2%
|
-
|
Assets
1 |
-
|
-121.6
|
5,921
|
1,108
|
473.9
|
726.1
|
-
|
Book Value Per Share
2 |
-
|
1.330
|
1.840
|
2.150
|
6.280
|
8.260
|
9.860
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
1 |
-
|
9.78
|
15
|
29.8
|
28.8
|
32.8
|
38
|
Capex / Sales
|
-
|
0.68%
|
0.87%
|
1.43%
|
1.17%
|
1.14%
|
1.11%
|
Announcement Date
|
15/03/21
|
15/03/22
|
28/02/23
|
27/02/24
|
-
|
-
|
-
|
Last Close Price
52.95
USD Average target price
56.67
USD Spread / Average Target +7.02% Consensus |
1st Jan change
|
Capi.
|
---|
| +23.08% | 6.22B | | +6.07% | 52.18B | | +4.68% | 26.04B | | +16.51% | 23.59B | | +23.26% | 9.07B | | -3.44% | 4.02B | | +1.62% | 2B | | +13.57% | 1.81B | | -22.10% | 1.5B | | +11.78% | 1.24B |
Insurance Brokers
|