Renasant Corp. reported unaudited earnings results for the fourth quarter and full year ended December 31, 2015. For the quarter, the company reported net interest income of $72,424,000 compared to $50,017,000 a year ago. Income before income taxes was $31,309,000 compared to $22,958,000 a year ago. Net income was $21,160,000 or $0.52 per diluted share compared to $15,597,000 or $0.49 per diluted share a year ago. Return on average shareholders' equity was 8.06% compared to 8.72% a year ago. Return on average assets was 1.06% compared to 1.08% a year ago. Tangible net income (non-GAAP) was $22,343,000 compared to $16,499,000 a year ago. Return on average tangible shareholders' equity (non-GAAP) was 15.84% compared to 15.90% a year ago. Return on average tangible assets (non-GAAP) was 1.19% compared to 1.20% a year ago. Interest income was $77,788,000 compared to $55,597,000 a year ago.

For the year, the company reported net interest income of $241,616,000 compared to $202,629,000 a year ago. Income before income taxes was $99,764,000 compared to $85,887,000 a year ago. Net income was $68,014,000 or $1.88 per diluted share compared to $59,582,000 or $1.88 per diluted share a year ago. Return on average shareholders' equity was 7.72% compared to 8.61% a year ago. Return on average assets was 0.99% compared to 1.02% a year ago. Tangible net income (non-GAAP) was $72,151,000 compared to $63,471,000 a year ago. Return on average tangible shareholders' equity (non-GAAP) was 14.50% compared to 16.25% a year ago. Return on average tangible assets (non-GAAP) was 1.11% compared to 1.15% a year ago. Book value per common share as at December 31, 2015 was $25.92 compared to $22.56 a year ago. Interest income was $263,023,000 compared to $226,409,000 a year ago.

For the fourth quarter of 2015, net charge-offs were $1.4 million, as compared to $3.3 million in net charge-offs for the same period in 2014.