REF Holdings Limited provided unaudited consolidated earnings guidance for the six months ended June 30, 2020. For the period, the Group is expected to record a decline in revenue for the current period of approximately 15% to 20% as compared with that for the six months ended 30 June 2019 (the ``Prior Period''); and the net profit after tax for the current period is expected to record a decrease of approximately 40% to 50% as compared with the net profit after tax of approximately HKD 18.9 million record for the prior period.