RBL Bank Ltd. has appointed former Citibank executive Vincent Valladares as head of the bank's commercial banking division. Valladares will be responsible for driving RBL Bank lending to small and medium enterprises (SMEs) and mid sized companies. He will report to MD & CEO Vishwavir Ahuja. Valladares has been a Citibank executive for 22 years. Prior to joining RBL Bank, he was Managing Director, Middle East, and head of the Citibank’s commercial banking division.