fo"k;&lwPkh

1-

rF;

2

2-

e.My

3

3-

,eMh

dk oDrO;

4

4-

9

5-

e.My dh

21

6-

lfpoh;

ijh{kk

31

7-

vfHk'kklu

35

8-

O;kolkf;d mÙkjnkf;Ro

74

9-

III

çdVhdj.k

88

10-

foÙkh; foojf.

dh

118

130

ykHk&gkfu [kkrk

131

133

udnh çokg fooj.k&i=

188

Contents

Page No.

1.

Highlights

2

2.

Board of Directors

3

3.

MD & CEOs Statement

7

4.

Noce

190

5.

Director's Report

200

6.

Secretarial Audit Report

210

7.

Corporate Governance Report

213

8.

Business Responsibility Report

249

9.

Disclosure under Basel-III

261

10.

Financial Statements:

Independent Auditors' Report

298

Balance Sheet

308

Profit & Loss Account

309

Schedules

311

Cash Flow Statement

366

2021-221

mYys[kuh; rF;@HIGHLIGHTS

#Ik; yk[kks esa@ Rupees in Lacs

fnukad 31-03-2022 dks@ As on 31.03.2022

1-

tek

10213701

Deposits

2-

ldy vfxze

7038709

Gross Advances

3-

izkFkfed {ks= vfxze

3117801

Priority Sector Advances

4-

ldy fuos'k

4276625

Gross Investments

5-

ifjpkyu ykHk

133009

Operang Profit

6-

'kq) ykHk

103905

Net Profit

7-

vkfLr;ksa ij izfrQy ¼%½

0-80%

Return of Assets (%)

8-

'kq) ,u-ih-, vuqikr ¼%½

2-74%

Net NPA Rao (%)

9-

iwath i;kZIrrk vuqikr ¼%½ ¼csly-III½

18-54%

Capital Adequacy Rao (%) (BASEL-III)

2

okf"kZd fjiksVZ 2021-22

funs'kd eaMy @ Board of Directors

Jh ,l d`".ku@ Sh. S Krishnan

Jh Lo:i dqekj lkgk@ Sh. Swarup Kumar Saha

,Ek Mh ,oa lh bZ vks @ MD & CEO

,Ek Mh ,oa lh bZ vkss @ MD & CEO

(31.05.2022 rd) / (ll 31.05.2022)

(03.06.2022 ls) / (from 03.06.2022)

Jh dksYysxky oh jk?kosUæ

M'- jketl ;kno

Sh. Kollegal V Raghavendra

Dr. Ram Jass Yadav

Dk;Zdkjh funs'kd @ Execuve Director

Dk;Zdkjh funs'kd @ Execuve Director

Jh ,l vkj esgj

lqJh ,e th t;Jh

Jh ds ih iVuk;d

Sh. S R Mehar

Smt. M G Jayasree

Sh. K P Patnaik

Hkkjr ljdkj ds ukfer funs'kd

Hkkjr ljdkj ds ukfer funs'kd

vkj ch vkbZ ds ukfer funs'kd

GoI Nominee Director

GoI Nominee Director

RBI Nominee Director

(10.04.2022 rd) / (ll 10. .42022)

(11.04.2022 ls) / (from 11.04.2022)

Jh Vh vkj esUnhjÙkk

Jh 'kadj yky vxzoky

lqJh jf'e [ks=iky

Sh. T R Mendira a

Sh. Shankar Lal Agarwal

Smt. Rshmi Khetrapal

'ks;j/kkjd funs'kd

va'kdkfyd xSj ljdkjh funs'kd

va'kdkfyd xSj ljdkjh funs'kd

Shareholder Director

Part-TimeNon-Official Director

Part-TimeNon-Official Director

eq[; lrZdrk vf/kdkjh @ Chief Vigilance Officer

Jh vEcjh"k dqekj feJk ¼lh oh vks½

Sh. Ambrish Kumar Mishra (CVO)

egkizca/kd @ General Managers

Jh fou; dqekj esgjks=k

Jh ,l oh ,e -".kk jko

Jh iadt f}osnh

Jh xksiky -".k

Sh. Vinay Kumar Mehrotra

Sh. S V M Krishna Rao

Sh. Pankaj Dwivedi

Sh. Gopal Krishan

Jh dkes'k lsBh

Jh jfo esgjk

Jh izoh.k dqekj

Jh jktsaæ dqekj jSxj

Sh. Kamesh Sethi

Sh. Ravi Mehra

Sh. Praveen Kumar

Sh. Rajendra Kumar Raigar

Jh fnus'k dqekj xks;y

Jh jkts'k lh ik.Ms;

Jh xtjkt nsoh flag Bkdqj

Jh peu yky 'khagekj

Sh. Dinesh Kumar Goyal

Sh. Rajesh C Pandey

Sh. Gajraj Devi Singh Thakur

Sh. Chaman Lal Shienhmar

ys[kk ijh{kd @ Auditors

esllZ f?k;k ,aM daiuh

esllZ f'ko ,aM ,lksfl,V~l

M/s. Ghiya & Co.

M/s. Shiv & Associates

esllZ prqosZnh ,aM daiuh

esllZ euksgj pkS/kjh ,aM ,lksfl,V~l

M/s. Chaturvedi & Co.

M/s. Manohar Chowdhry & Associates

okf"kZd fjiksVZ

2021-22

3

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Punjab & Sind Bank published this content on 20 June 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 20 June 2022 11:13:04 UTC.