PROVIDENT FINANCIAL HOLDINGS INC : Results of Operations and Financial Condition, Regulation FD Disclosure, Financial Statements and Exhibits (form 8-K)

Item 2.02 Results of Operations and Financial Condition

On January 27, 2020, Provident Financial Holdings, Inc. ("Corporation"), the holding company for Provident Savings Bank, F.S.B., distributed its quarterly results for the quarter ended December 31, 2019. A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Item 7.01 Regulation FD Disclosure.

On January 27, 2020, the Corporation posted its Investor Presentation for the quarter ended December 31, 2019 on the Corporation's website, www.myprovident.com, under Presentations in the Investor Relations section. A copy of the Investor Presentation is attached hereto as Exhibit 99.2 and is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

The following exhibits are being furnished herewith and this list shall constitute the exhibit index:

  99.1     News release of the Corporation's quarterly results for the quarter
         ended December 31, 2019.


  99.2     Investor Presentation of Provident Financial Holdings, Inc. for the
         quarter ended December 31, 2019.

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