Real-time Estimate
Other stock markets
|
5-day change | 1st Jan Change | ||
41.44 USD | +1.68% | +7.09% | -15.01% |
05-13 | Stephens Adjusts Price Target on Peoples Financial Services to $47 From $50, Maintains Equal-Weight Rating | MT |
04-26 | Peoples Financial Services Q1 Core Net Income, Revenue Decline | MT |
Valuation
Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|
Capitalization 1 | 377.9 | 371.3 | 342.9 | 287.6 | - |
Enterprise Value (EV) 1 | 377.9 | 371.3 | 342.9 | 287.6 | 287.6 |
P/E ratio | 8.75 x | 9.82 x | 12.7 x | 49.1 x | 7.93 x |
Yield | - | - | 3.37% | 8.07% | 6.06% |
Capitalization / Revenue | - | 3.45 x | 3.4 x | 2.34 x | 1.76 x |
EV / Revenue | - | 3.45 x | 3.4 x | 2.34 x | 1.76 x |
EV / EBITDA | - | - | - | - | - |
EV / FCF | - | - | - | - | - |
FCF Yield | - | - | - | - | - |
Price to Book | - | - | 1.01 x | 0.91 x | 0.86 x |
Nbr of stocks (in thousands) | 7,173 | 7,163 | 7,041 | 7,057 | - |
Reference price 2 | 52.69 | 51.84 | 48.70 | 40.75 | 40.75 |
Announcement Date | 31/01/22 | 26/01/23 | 25/01/24 | - | - |
Income Statement Evolution (Annual data)
Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|
Net sales 1 | - | 107.6 | 100.9 | 123 | 163.6 |
EBITDA | - | - | - | - | - |
EBIT 1 | - | - | 33.07 | 35.85 | 59.65 |
Operating Margin | - | - | 32.78% | 29.13% | 36.45% |
Earnings before Tax (EBT) 1 | - | 45.37 | 32.5 | 7.1 | 61.5 |
Net income 1 | 43.52 | 38.09 | 27.38 | 5.45 | 51.2 |
Net margin | - | 35.4% | 27.14% | 4.43% | 31.29% |
EPS 2 | 6.020 | 5.280 | 3.830 | 0.8300 | 5.140 |
Free Cash Flow | - | - | - | - | - |
FCF margin | - | - | - | - | - |
FCF Conversion (EBITDA) | - | - | - | - | - |
FCF Conversion (Net income) | - | - | - | - | - |
Dividend per Share 2 | - | - | 1.640 | 3.290 | 2.470 |
Announcement Date | 31/01/22 | 26/01/23 | 25/01/24 | - | - |
Income Statement Evolution (Quarterly data)
Fiscal Period: December | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net sales 1 | 26.05 | 27.59 | 28.32 | 25.64 | 26.72 | 25.65 | 24.97 | 23.48 | 22.72 | 23.5 | 37 | 39.55 | 39.6 | 40.55 |
EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
EBIT 1 | - | - | - | - | - | - | 7.915 | 5.886 | 5.614 | 6.2 | 12.8 | 15 | 15 | 16.3 |
Operating Margin | - | - | - | - | - | - | 31.7% | 25.06% | 24.71% | 26.38% | 34.59% | 37.93% | 37.88% | 40.2% |
Earnings before Tax (EBT) 1 | 11.46 | 11.14 | 11.93 | 10.83 | 8.968 | 11.24 | 8.081 | 4.217 | 3.944 | 4.5 | -16.2 | 13.55 | 14 | 15.15 |
Net income 1 | 9.63 | 9.353 | 9.968 | 9.139 | 7.579 | 9.425 | 6.746 | 3.63 | 3.466 | 3.7 | -12.95 | 11.25 | 11.55 | 12.8 |
Net margin | 36.96% | 33.9% | 35.2% | 35.64% | 28.37% | 36.75% | 27.02% | 15.46% | 15.26% | 15.74% | -35% | 28.45% | 29.17% | 31.57% |
EPS 2 | 1.330 | 1.300 | 1.380 | 1.270 | 1.050 | 1.310 | 0.9500 | 0.5100 | 0.4900 | 0.5200 | -1.305 | 1.130 | 1.155 | 1.290 |
Dividend per Share 2 | - | - | - | - | - | - | 0.4100 | 0.4100 | - | 1.640 | 0.6200 | 0.6200 | 0.6200 | 0.6200 |
Announcement Date | 26/04/22 | 21/07/22 | 20/10/22 | 26/01/23 | 27/04/23 | 25/07/23 | 30/10/23 | 25/01/24 | 25/04/24 | - | - | - | - | - |
Balance Sheet Analysis
Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|
Net Debt | - | - | - | - | - |
Net Cash position | - | - | - | - | - |
Leverage (Debt/EBITDA) | - | - | - | - | - |
Free Cash Flow | - | - | - | - | - |
ROE (net income / shareholders' equity) | - | 12.4% | 8.76% | 1.5% | 10.8% |
ROA (Net income/ Total Assets) | - | 1.16% | 0.78% | 0.71% | 0.98% |
Assets 1 | - | 3,284 | 3,510 | 767.6 | 5,251 |
Book Value Per Share 2 | - | - | 48.40 | 44.90 | 47.40 |
Cash Flow per Share | - | - | - | - | - |
Capex | - | - | - | - | - |
Capex / Sales | - | - | - | - | - |
Announcement Date | 31/01/22 | 26/01/23 | 25/01/24 | - | - |
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
EPS Revisions
1st Jan change | Capi. | |
---|---|---|
-15.01% | 288M | |
+26.58% | 207B | |
+3.72% | 74.34B | |
+8.53% | 56.68B | |
+9.19% | 50.01B | |
+37.50% | 46.82B | |
+7.21% | 35.83B | |
-15.43% | 35.46B | |
-96.60% | 32.24B | |
+11.61% | 26.4B |
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- Financials Peoples Financial Services Corp.