PCI Pal announced the appointment of Mufti Monim as Chief Technology Officer to direct the strategic technical vision for the company. Mufti joins PCI Pal from Deko, the retail finance cloud technology provider where, as CTO, he led the product and engineering teams, developing a market leading platform used by more than 1700 merchants and processing more than 2 million credit applications, worth in excess of £2 billion. Prior to working at Deko, Mufti was Head of Technology at Lebara Money, where he created an international money transfer platform, achieving £100 million worth of transfers within its first 12 months of operation. Previously, Mufti had worked in various roles at Lebara Mobile, including Head of Digital Technology.