Financials Northfield Bancorp, Inc. (Staten Island, NY)

Equities

NFBK

US66611T1088

Banks

Market Closed - Nasdaq 21:00:00 21/05/2024 BST 5-day change 1st Jan Change
9.52 USD +0.53% Intraday chart for Northfield Bancorp, Inc. (Staten Island, NY) +4.04% -24.32%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 834 655 801.8 751.4 565.5 422.2 -
Enterprise Value (EV) 1 834 655 801.8 751.4 565.5 422.2 422.2
P/E ratio 20 x 16.2 x 11.1 x 11.9 x 14.6 x 15.3 x 10.4 x
Yield 2.59% 3.57% 3.22% 3.31% - 5.46% 5.6%
Capitalization / Revenue 7.46 x 5.05 x 5.15 x 4.75 x 4.54 x 3.67 x 3.14 x
EV / Revenue 7.46 x 5.05 x 5.15 x 4.75 x 4.54 x 3.67 x 3.14 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.2 x 0.85 x 1.08 x 1.06 x 0.8 x 0.59 x 0.57 x
Nbr of stocks (in thousands) 49,175 53,123 49,619 47,771 44,956 44,344 -
Reference price 2 16.96 12.33 16.16 15.73 12.58 9.520 9.520
Announcement Date 29/01/20 27/01/21 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 111.8 129.8 155.6 158.3 124.7 115.1 134.5
EBITDA - - - - - - -
EBIT 53.04 62.77 90.94 89.34 - - -
Operating Margin 47.45% 48.35% 58.43% 56.44% - - -
Earnings before Tax (EBT) 1 53.02 50.02 97.13 84.86 51.76 36.38 52.06
Net income 1 40.24 36.99 70.65 61.12 37.67 26.5 37.82
Net margin 35.99% 28.49% 45.39% 38.61% 30.22% 23.02% 28.13%
EPS 2 0.8500 0.7600 1.450 1.320 0.8600 0.6233 0.9167
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.4400 0.4400 0.5200 0.5200 - 0.5200 0.5333
Announcement Date 29/01/20 27/01/21 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 38.37 36.87 40.08 42.01 39.34 34.9 31.16 29.69 28.92 27.88 28.09 28.94 30.2 30.78 32.81
EBITDA - - - - - - - - - - - - - - -
EBIT 21.95 19.87 22.14 26.43 20.9 - - - - - - - - - -
Operating Margin 57.21% 53.9% 55.23% 62.9% 53.14% - - - - - - - - - -
Earnings before Tax (EBT) 1 21.91 19.47 21.99 23.72 19.68 16.24 13.17 11.06 11.29 8.518 8.246 9.294 10.33 10.63 11.97
Net income 1 16.1 14.13 15.87 16.98 14.14 11.71 9.559 8.181 8.222 6.214 6.004 6.767 7.518 7.72 8.694
Net margin 41.97% 38.32% 39.6% 40.42% 35.94% 33.55% 30.68% 27.55% 28.43% 22.29% 21.37% 23.38% 24.9% 25.08% 26.49%
EPS 2 0.3400 0.3000 0.3400 0.3700 0.3100 0.2600 0.2200 0.1900 0.1900 0.1500 0.1400 0.1600 0.1800 0.1867 0.2067
Dividend per Share 2 0.1300 0.1300 0.1300 0.1300 0.1300 0.1300 0.1300 0.1300 - - 0.1300 0.1300 0.1300 0.1333 0.1333
Announcement Date 27/01/22 27/04/22 27/07/22 26/10/22 26/01/23 26/04/23 26/07/23 25/10/23 25/01/24 24/04/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 5.89% 5.07% 9.42% 8.57% 5.45% 3.8% 5.4%
ROA (Net income/ Total Assets) 0.86% 0.7% 1.29% 1.09% 0.68% 0.45% 0.64%
Assets 1 4,678 5,284 5,477 5,607 5,540 5,847 5,909
Book Value Per Share 2 14.20 14.40 15.00 14.80 15.70 16.10 16.70
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 29/01/20 27/01/21 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
3
Last Close Price
9.52 USD
Average target price
10 USD
Spread / Average Target
+5.04%
Consensus
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