Financials National Insurance Company (Palestine)
Equities
NIC
PS3002112921
Property & Casualty Insurance
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
3.04 USD | 0.00% | 0.00% | -1.20% |
Valuation
Fiscal Period: December | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
---|---|---|---|---|---|---|
Capitalization 1 | 39.6 | 57.75 | 59.25 | 60 | 78.31 | 75.9 |
Enterprise Value (EV) 1 | 17.71 | 35.09 | 39.21 | 44.05 | 64.47 | 61.49 |
P/E ratio | 5.21 x | 15.6 x | 8.48 x | 7.77 x | 25.9 x | 20.4 x |
Yield | 7.58% | 5.2% | 5.06% | 5.62% | 3.86% | 2.84% |
Capitalization / Revenue | 0.9 x | 1.25 x | 1.28 x | 1.25 x | 1.43 x | 1.43 x |
EV / Revenue | 0.4 x | 0.76 x | 0.85 x | 0.92 x | 1.18 x | 1.16 x |
EV / EBITDA | 3.15 x | 4.6 x | 6.99 x | 7.09 x | 25.9 x | 9.4 x |
EV / FCF | 1.92 x | 4.22 x | 7.35 x | -17.8 x | 14.4 x | -48.9 x |
FCF Yield | 52.2% | 23.7% | 13.6% | -5.6% | 6.95% | -2.04% |
Price to Book | 1.03 x | 1.47 x | 1.46 x | 1.33 x | 1.74 x | 1.71 x |
Nbr of stocks (in thousands) | 18,500 | 18,500 | 18,500 | 18,500 | 18,500 | 18,500 |
Reference price 2 | 2.141 | 3.122 | 3.203 | 3.243 | 4.233 | 4.103 |
Announcement Date | 25/03/18 | 20/03/19 | 17/03/20 | 25/03/21 | 17/03/22 | 22/03/23 |
Income Statement Evolution (Annual data)
Fiscal Period: December | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
---|---|---|---|---|---|---|
Net sales 1 | 44.05 | 46.17 | 46.22 | 48.1 | 54.75 | 52.93 |
EBITDA 1 | 5.624 | 7.622 | 5.611 | 6.214 | 2.491 | 6.542 |
EBIT 1 | 5.261 | 7.242 | 5.175 | 5.746 | 1.998 | 6.023 |
Operating Margin | 11.94% | 15.69% | 11.2% | 11.95% | 3.65% | 11.38% |
Earnings before Tax (EBT) 1 | 6.918 | 5.582 | 8.786 | 9.8 | 3.323 | 5.043 |
Net income 1 | 7.536 | 3.699 | 6.989 | 7.72 | 3.025 | 3.722 |
Net margin | 17.11% | 8.01% | 15.12% | 16.05% | 5.52% | 7.03% |
EPS 2 | 0.4106 | 0.2005 | 0.3778 | 0.4173 | 0.1635 | 0.2012 |
Free Cash Flow 1 | 9.244 | 8.317 | 5.334 | -2.468 | 4.479 | -1.257 |
FCF margin | 20.98% | 18.01% | 11.54% | -5.13% | 8.18% | -2.37% |
FCF Conversion (EBITDA) | 164.35% | 109.11% | 95.08% | - | 179.8% | - |
FCF Conversion (Net income) | 122.65% | 224.84% | 76.32% | - | 148.09% | - |
Dividend per Share 2 | 0.1622 | 0.1622 | 0.1622 | 0.1824 | 0.1632 | 0.1166 |
Announcement Date | 25/03/18 | 20/03/19 | 17/03/20 | 25/03/21 | 17/03/22 | 22/03/23 |
Balance Sheet Analysis
Fiscal Period: December | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
---|---|---|---|---|---|---|
Net Debt 1 | - | - | - | - | - | - |
Net Cash position 1 | 21.9 | 22.7 | 20 | 16 | 13.8 | 14.4 |
Leverage (Debt/EBITDA) | - | - | - | - | - | - |
Free Cash Flow 1 | 9.24 | 8.32 | 5.33 | -2.47 | 4.48 | -1.26 |
ROE (net income / shareholders' equity) | 16.1% | 9.34% | 17.5% | 17.5% | 6.63% | 8.31% |
ROA (Net income/ Total Assets) | 3.41% | 4.38% | 2.93% | 2.87% | 0.91% | 2.78% |
Assets 1 | 221.1 | 84.54 | 238.3 | 269.3 | 331.3 | 133.7 |
Book Value Per Share 2 | 2.080 | 2.130 | 2.190 | 2.450 | 2.430 | 2.400 |
Cash Flow per Share 2 | 1.210 | 1.230 | 1.160 | 0.9200 | 0.8100 | 0.8300 |
Capex 1 | 0.59 | 0.27 | 0.27 | 0.44 | 1.06 | 1.13 |
Capex / Sales | 1.34% | 0.58% | 0.59% | 0.92% | 1.93% | 2.14% |
Announcement Date | 25/03/18 | 20/03/19 | 17/03/20 | 25/03/21 | 17/03/22 | 22/03/23 |
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
1st Jan change | Capi. | |
---|---|---|
-1.20% | 56.24M | |
+44.94% | 64.43B | |
+18.24% | 53.17B | |
+14.70% | 50.04B | |
+23.38% | 45.58B | |
+34.71% | 37.42B | |
+12.18% | 29.85B | |
+57.01% | 29.52B | |
+28.51% | 26.24B | |
+21.39% | 21.26B |
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