Company Multitude SE Deutsche Boerse AG

Equities

FRU

FI4000106299

Consumer Lending

Real-time Estimate Tradegate 11:09:43 18/07/2024 BST 5-day change 1st Jan Change
6.275 EUR +1.21% Intraday chart for Multitude SE +6.38% +42.17%

Business Summary

Multitude SE is a financial technology (FinTech) company. The Company is engaged in offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTech’s overlooked by traditional banks. The services are provided through three independent business units, which are served by its internal Banking-as-a-Service Growth Platform. The Company’s business units are consumer banking (Ferratum), small and medium-sized enterprises (SMEs) banking (CapitalBox), and Wholesale Banking (Multitude Bank). Its products under the Ferratum brand include Micro Loan, Plus Loan, Prime Loan, and Credit Limit. SME’s banking business unit provides essential financial solutions to SMEs through its credit lines and installment loans under the brand of CapitalBox. Its products under the CapitalBox brand include Installment Loans, Credit Line, Secured Loan, and Purchase Finance (BNPL). Multitude Bank is engaged in offering Secured Debt and Payment Solution.

Sales per Business

EUR in Million2022Weight2023Weight Delta
Ferratum
80.1 %
178 83.9 % 193 80.1 % +8.18%
CapitalBox
10.3 %
20 9.6 % 25 10.3 % +21.51%
SweepBank
9.6 %
14 6.5 % 23 9.6 % +66.55%

Sales per region

EUR in Million2022Weight2023Weight Delta
Eastern Europe
37.0 %
76 35.6 % 85 37.0 % +12.81%
Northern Europe
32.2 %
68 31.8 % 74 32.2 % +9.61%
Western Europe
19.1 %
37 17.5 % 44 19.1 % +17.87%
Finland
11.0 %
26 12.0 % 25 11.0 % -1.03%
Other
0.8 %
6 3.0 % 2 0.8 % -71.69%

Managers

Managers TitleAgeSince
Founder 45 31/12/04
Chairman 63 31/12/14
Director of Finance/CFO 53 31/07/19
Chief Tech/Sci/R&D Officer 48 31/12/16
Compliance Officer 52 31/12/05
Investor Relations Contact 53 31/12/20
Human Resources Officer 40 31/12/18
Corporate Officer/Principal - 31/12/09
Corporate Officer/Principal 53 31/12/15
Corporate Officer/Principal 62 31/12/11

Members of the board

Members of the board TitleAgeSince
Director/Board Member 55 28/04/22
Founder 45 31/12/04
Compliance Officer 52 31/12/05
Corporate Officer/Principal 62 31/12/11
Chairman 63 31/12/14
Director/Board Member 60 16/04/19

Share class

VoteQuantityFree-FloatCompany-owned sharesTotal Float
Stock A 1 21,723,960 9,145,799 ( 42.10 %) 105,836 ( 0.4872 %) 42.10 %

Shareholders

NameEquities%Valuation
12,010,961 55.29 % 78 M €
Lemanik Asset Management SA
5.197 %
1,129,000 5.197 % 7 M €
Universal-Investment-Gesellschaft mbH (Invt Mgmt)
4.845 %
1,052,602 4.845 % 7 M €
Dorval Asset Management SA
3.826 %
831,215 3.826 % 5 M €
SPSW Capital GmbH
1.692 %
367,675 1.692 % 2 M €
Lea Liigus
0.5864 %
127,396 0.5864 % 827 413 €
Hauck & Aufhäuser Fund Services SA
0.5064 %
110,007 0.5064 % 714 475 €
105,836 0.4872 % 687 385 €
96,566 0.4445 % 627 178 €
56,085 0.2582 % 364 261 €

Holdings

NameEquities%Valuation
105,836 0.49% 687,385 $

Company contact information

Multitude SE

Ratamestarinkatu 11 A

00520, Helsinki

+358 9 4245 2356

http://www.multitude.com
address Multitude SE(FRU)

Group companies

NameCategory and Sector
Finance/Rental/Leasing
Ferratum Capital Germany GmbH
Finance/Rental/Leasing
Ferratum Capital Oy

Sales per Business

Sales per region

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
6.29 EUR
Average target price
8.967 EUR
Spread / Average Target
+42.55%
Consensus

Annual profits - Rate of surprise