Stock KARNAPHULI KARNAPHULI INSURANCE CO. LTD.
Add to a list
To use this feature you must be a member
Log inSign up

Financials Karnaphuli Insurance Co. Ltd.

Equities

KARNAPHULI

BD0710KPICL2

Multiline Insurance & Brokers

End-of-day quote Dhaka S.E.
Other stock markets
 23:00:00 01/06/2024 BST 		5-day change 1st Jan Change
30.2 BDT -0.98% Intraday chart for Karnaphuli Insurance Co. Ltd. -1.63% -18.16%
04-30 Karnaphuli Insurance Co. Ltd. Recommends Cash Dividend for the Year Ended December 31, 2023 CI
2023 Karnaphuli Insurance Co. Ltd. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2023 CI

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 716.4 675.3 996.2 1,517 1,907 1,239
Enterprise Value (EV) 1 72.61 44.71 428.4 775.2 1,087 465.1
P/E ratio 11.7 x 12.1 x 20.2 x 21.1 x 17.9 x 14.8 x
Yield 3.41% 3.8% 4.5% 2.96% 2.82% 3.62%
Capitalization / Revenue 2.66 x 2.61 x 3.52 x 4.06 x 4.38 x 2.78 x
EV / Revenue 0.27 x 0.17 x 1.51 x 2.07 x 2.5 x 1.05 x
EV / EBITDA 0.8 x 0.57 x 5.6 x 7.7 x 7.19 x 3.94 x
EV / FCF 0.99 x 3.99 x -30.1 x 4.19 x 9.13 x 14.2 x
FCF Yield 101% 25.1% -3.33% 23.8% 11% 7.05%
Price to Book 0.94 x 0.85 x 1.22 x 1.8 x 2.11 x 1.33 x
Nbr of stocks (in thousands) 44,876 44,876 44,876 44,876 44,876 44,876
Reference price 2 15.96 15.05 22.20 33.80 42.50 27.60
Announcement Date 28/08/18 29/05/19 29/02/20 09/08/21 27/06/22 05/07/23
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 268.9 259.1 283.2 373.7 435 444.9
EBITDA 1 90.81 78.8 76.56 100.7 151.2 118.1
EBIT 1 86.19 73.92 71.2 96.09 144.3 110.3
Operating Margin 32.05% 28.53% 25.14% 25.71% 33.17% 24.8%
Earnings before Tax (EBT) 1 87.07 75.14 68.91 95.7 144.1 111
Net income 1 61.27 55.89 49.3 71.85 106.4 83.42
Net margin 22.79% 21.57% 17.41% 19.23% 24.45% 18.75%
EPS 2 1.365 1.245 1.099 1.601 2.370 1.859
Free Cash Flow 1 73.37 11.21 -14.26 184.8 119 32.81
FCF margin 27.29% 4.32% -5.03% 49.46% 27.36% 7.37%
FCF Conversion (EBITDA) 80.79% 14.22% - 183.65% 78.72% 27.78%
FCF Conversion (Net income) 119.75% 20.05% - 257.25% 111.89% 39.33%
Dividend per Share 2 0.5442 0.5714 1.000 1.000 1.200 1.000
Announcement Date 28/08/18 29/05/19 29/02/20 09/08/21 27/06/22 05/07/23
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 644 631 568 742 820 773
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 73.4 11.2 -14.3 185 119 32.8
ROE (net income / shareholders' equity) 8.15% 7.18% 6.12% 8.65% 12.2% 9.09%
ROA (Net income/ Total Assets) 4.24% 3.53% 3.28% 4.16% 5.71% 4.12%
Assets 1 1,444 1,585 1,501 1,726 1,862 2,026
Book Value Per Share 2 17.00 17.70 18.20 18.80 20.20 20.70
Cash Flow per Share 2 14.30 14.10 12.90 16.50 18.30 17.20
Capex 1 6.71 8.15 1.96 21.6 59.5 29.8
Capex / Sales 2.5% 3.14% 0.69% 5.78% 13.68% 6.71%
Announcement Date 28/08/18 29/05/19 29/02/20 09/08/21 27/06/22 05/07/23
1BDT in Million2BDT
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Sector Other Multiline Insurance & Brokers

1st Jan change Capi.
KARNAPHULI INSURANCE CO. LTD. Stock Karnaphuli Insurance Co. Ltd.
-18.16% 11.66M
CHUBB LIMITED Stock Chubb Limited
+19.88% 114B
ALLIANZ SE Stock Allianz SE
+10.89% 113B
MARSH & MCLENNAN COMPANIES Stock Marsh & McLennan Companies
+9.56% 102B
ZURICH INSURANCE GROUP LTD Stock Zurich Insurance Group Ltd
+7.76% 75.49B
TALANX AG Stock Talanx AG
+13.15% 20.47B
BB SEGURIDADE PARTICIPAÇÕES S.A. Stock BB Seguridade Participações S.A.
-4.01% 12.13B
POWSZECHNY ZAKLAD UBEZPIECZE? SPÓLKA AKCYJNA Stock Powszechny Zaklad Ubezpiecze? Spólka Akcyjna
+5.78% 10.96B
ASR NEDERLAND N.V. Stock ASR Nederland N.V.
+3.98% 10.15B
ICICI LOMBARD GENERAL INSURANCE COMPANY LIMITED Stock ICICI Lombard General Insurance Company Limited
+11.31% 9.34B
Other Multiline Insurance & Brokers
  1. Stock Market
  2. Equities
  3. KARNAPHULI Stock
  4. Financials Karnaphuli Insurance Co. Ltd.