Judo Capital : 2022 Half Year Investor Presentation

only2022 Half Year Result.

use22 February 2022 ersonalBoldly backing business.

onlyOur purpose is to be the most trusted SME business bank in Australia

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Judo's locations

NT

QLD

WA

SA

NSW

VIC

Capital City

Regional Centre

2022 Half Year Result

01

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Company Update.
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Joseph Healy
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Chief Executive Officer
3	2022 Half Year Result

The Judo Journey.

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2015

Concept

Mid 2015

Judo concept developed

		$3bn	$4bn	$5bn
	$2bn	Feb-22
$1bn	Sep-21
Aug-20	Apr-21
Jan-20

$3.8 billion / 76% of GLA originated during COVID with full awareness of risks

2016	2018	2019	2020	2021	2022
Seed	Pre-ADI	Full Banking
Capital	launch	Licence
September 2016	March 2018	Early 2019	July 2020	July 2021	Today
First office space in	Pre-ADI pilot	Brisbane office	Perth office opens	Hobart office opens
Melbourne	business launch	opens	November 2020	October 2021
Late 2016	October 2018	April 2019	Adelaide office	S&P investment
Seed funding raised	Sydney office opens	APRA full banking	opens	grade rating
		licence granted		November 2021
		May 2019		Judo Bank lists on
		Deposits launch
			the ASX
					2022 Half Year Result

Why Judo is unique.

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Pure play, purpose built SME business lender

Founder led model, with a 'challenger' culture

Committed to the craft of SME banking

Relationship-led model enabled by technology

Judo's "Four Cs": Character,

Capacity, Capital, Collateral

No legacy systems, products or infrastructure

2022 Half Year Result