Company Valuation: Intact Financial Corporation

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 28,951 34,159 36,353 46,683 50,755 49,162 - -
Change - 17.99% 6.42% 28.42% 8.72% -3.14% - -
Enterprise Value (EV) 1 31,904 34,159 40,263 50,219 53,816 51,178 51,178 51,178
Change - 7.07% 17.87% 24.73% 7.16% -4.9% 0% 0%
P/E 13.3x 14.5x 29.2x 21.2x 15.6x 18.3x 17.2x 15.5x
PBR 2x 2.43x 2.49x 2.82x 2.66x 2.46x 2.28x 2.11x
PEG - 1.7x -0.6x 0.3x 0.3x -1.1x 2.68x 1.4x
Capitalization / Revenue 1.78x 1.73x - 2.16x 2.2x 2.03x 1.94x 1.85x
EV / Revenue 1.96x 1.73x - 2.32x 2.33x 2.12x 2.02x 1.92x
EV / EBITDA - - - - - - - -
EV / EBIT 12x 12.8x - 29.7x 19.8x 18.2x 16.2x 12x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 3.4 4 4.4 4.84 5.32 5.88 6.428 6.962
Rate of return 2.07% 2.05% 2.16% 1.85% 1.86% 2.1% 2.3% 2.49%
EPS 2 12.4 13.46 6.99 12.36 18.35 15.34 16.33 18.11
Distribution rate 27.4% 29.7% 62.9% 39.2% 29% 38.3% 39.4% 38.4%
Net sales 1 16,238 19,792 - 21,658 23,056 24,180 25,384 26,631
EBITDA - - - - - - - -
EBIT 1 2,668 2,667 - 1,689 2,717 2,820 3,162 4,254
Net income 1 2,014 2,364 1,232 2,207 3,275 2,690 2,819 3,054
Net Debt 1 2,953 - 3,910 3,536 3,061 2,016 2,016 2,016
Reference price 2 164.42 194.91 203.86 261.73 285.73 280.05 280.05 280.05
Nbr of stocks (in thousands) 176,082 175,257 178,323 178,364 177,632 175,547 - -
Announcement Date 08/02/22 07/02/23 13/02/24 11/02/25 10/02/26 - - -
1CAD in Million2CAD
Estimates

P/E, Detailed evolution



P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
12.55x - - 4.14% 136B
17.98x2.09x - 2.79% 106B
11.03x - - 1.21% 82.63B
6.9x - - 1.66% 65.99B
8.73x0.63x - 4.65% 49B
11.74x1.2x - 3.29% 47.38B
4.53x0.56x - 5.18% 43.56B
10.45x - - 0.81% 43.12B
12.51x - - 2.35% 42.81B
Average 10.71x 1.12x 2.9% 69B
Weighted average by Cap. 11.59x 1.35x 2.94%

Y-o-Y evolution of P/E

Valuation ratios - P/E - Intact Financial Corporation

Historical PBR trend

Valuation ratios - PBR - Intact Financial Corporation

Evolution Enterprise Value / Sales

Valuation ratios - VE_REV - Intact Financial Corporation

Change in Enterprise Value/EBITDA

Valuation ratios - VE_EBITDA - Intact Financial Corporation


Year-on-year evolution of the Yield

Valuation ratios - Yield - Intact Financial Corporation
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