HomeTrust Bancshares, Inc. announced earnings results for the second quarter and six months ended December 31, 2014. For the quarter, the company's net interest income was $20.2 million compared to $13.9 million for the three months ended December 31, 2013. The $6.3 million, or 45.4%, increase was primarily due to a $6.3 million increase in interest income driven by recent acquisitions. Income before income taxes was $2,874,000 against $3,482,000 a year ago. Net income was $2,049,000 or $0.10 per basic and diluted share against $2,876,000 or $0.15 per basic and diluted share a year ago. Return on assets (ratio of net income to average total assets) was 0.33% against 0.70% a year ago. Return on equity (ratio of net income to average equity) was 2.15% against 3.18% year ago.

For the six months, the company's net interest income was $38.8 million compared to $27.2 million for the six months ended December 31, 2013. The $11.6 million, or 42.7% increase was primarily due to an $11.3 million increase in interest income driven by recent acquisitions. Income before income taxes was $5,996,000 against $9,475,000 a year ago. Net income was $4,305,000 or $0.22 per basic and diluted share against $6,203,000 or $0.32 per basic and diluted share a year ago. Return on assets (ratio of net income to average total assets) was 0.37% against 0.75% a year ago. Return on equity (ratio of net income to average equity) was 2.27% against 3.40% a year ago. As at December 31, 2014, book value per share was $18.63 against $18.10 a year ago. As at December 31, 2014, tangible book value per share was $17.60 against $17.94 a year ago.