Financials Harleysville Financial Corporation

Equities

HARL

US41284E1001

Banks

Market Closed - OTC Markets 20:11:43 17/06/2024 BST 5-day change 1st Jan Change
21.5 USD 0.00% Intraday chart for Harleysville Financial Corporation -2.27% -2.67%

Valuation

Fiscal Period: September 2018 2019 2020 2021 2022 2023
Capitalization 1 89.01 85.82 82.26 95.63 94.84 82.95
Enterprise Value (EV) 1 190 176.3 79.74 -29.65 23.81 173.1
P/E ratio 12.8 x 10.7 x 11.7 x 13.3 x 10.9 x 6.87 x
Yield 3.83% 4.3% 4.84% 4.36% 4.55% 5.31%
Capitalization / Revenue 3.51 x 3.22 x 3.34 x 3.78 x 3.53 x 2.51 x
EV / Revenue 7.48 x 6.61 x 3.23 x -1.17 x 0.89 x 5.24 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.24 x 1.13 x 1.05 x 1.18 x 1.12 x 0.95 x
Nbr of stocks (in thousands) 3,748 3,764 3,756 3,721 3,719 3,670
Reference price 2 23.75 22.80 21.90 25.70 25.50 22.60
Announcement Date 29/11/18 03/12/19 08/12/20 07/12/21 06/12/22 05/12/23
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: September 2018 2019 2020 2021 2022 2023
Net sales 1 25.39 26.67 24.66 25.28 26.87 33.06
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 9.989 11.21 9.369 9.85 11.5 16.37
Net income 1 7.11 8.149 7.111 7.284 8.79 12.22
Net margin 28.01% 30.55% 28.84% 28.81% 32.71% 36.97%
EPS 2 1.850 2.130 1.870 1.930 2.340 3.290
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.9100 0.9800 1.060 1.120 1.160 1.200
Announcement Date 29/11/18 03/12/19 08/12/20 07/12/21 06/12/22 05/12/23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: September 2018 2019 2020 2021 2022 2023
Net Debt 1 101 90.5 - - - 90.2
Net Cash position 1 - - 2.53 125 71 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 10.1% 11% 9.18% 9.14% 10.6% 14.2%
ROA (Net income/ Total Assets) 0.93% 1.05% 0.87% 0.83% 0.97% 1.39%
Assets 1 765.9 774.1 817.1 873.8 902.5 877.2
Book Value Per Share 2 19.20 20.30 21.00 21.70 22.80 23.80
Cash Flow per Share 2 2.010 5.490 30.70 55.30 36.50 2.900
Capex 1 0.43 0.38 0.3 0.14 0.11 0.42
Capex / Sales 1.69% 1.41% 1.21% 0.54% 0.42% 1.27%
Announcement Date 29/11/18 03/12/19 08/12/20 07/12/21 06/12/22 05/12/23
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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